Equipment Finance
Equipment Finance, also known as Asset Finance covers several finance products including Hire Purchase, Finance Lease or Operating Lease and allows businesses to acquire equipment without the large outlay by spreading the costs over several years with manageable monthly repayments.
A common misconception is that Equipment Finance is purely for the acquisition of Tangible Equipment i.e. Catering Equipment, Furniture, Machinery etc. Here at Origin Finance, we are far more flexible and can provide asset finance for intangible assets such as Astroturf, Signage, Software and Building Works to name a few. We can also fund delivery, installation and implementation costs.
Whether you’re looking to acquire new, used or refurbished equipment, our team are on hand to talk through the finance options available to your business.
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Frequently Asked Questions
Origin Finance provides a range of equipment finance solutions tailored to meet the diverse needs of businesses. These include equipment leasing, equipment purchasing, vendor finance, and sale-leaseback options.
Equipment finance with Origin Finance offers businesses the opportunity to acquire essential equipment without a large upfront capital outlay. This can help preserve cash flow, improve operational efficiency, and support business growth.
Origin Finance serves a wide range of industries for equipment finance, including manufacturing, construction, healthcare, transportation, agriculture, technology, and more. Our flexible finance options can be customised to suit the unique requirements of different sectors.
While eligibility criteria may vary depending on the finance product and the specific needs of the business, Origin Finance considers factors such as the creditworthiness of the business, the type of equipment being financed, and the financial health of the company.
Origin Finance is committed to providing efficient and timely equipment finance solutions to businesses. Once all necessary documentation is submitted and the application is processed, our team works diligently to expedite the approval and funding process.
Depending on the terms of the equipment finance agreement, businesses may have the flexibility to upgrade or add equipment during the finance term. Our team can provide guidance on options for equipment additions or upgrades.
Yes, Origin Finance offers flexible repayment terms for equipment finance to suit the cash flow needs and budget constraints of businesses. Our team works with clients to structure repayment schedules that align with their financial goals
Businesses may be eligible for tax benefits when finance equipment through Origin Finance, such as potential tax deductions on lease payments or depreciation benefits. We recommend consulting with a tax advisor for personalised guidance.
The application process for equipment finance with Origin Finance typically involves submitting an application form, providing documentation such as financial statements and equipment details, undergoing credit evaluation, and finalising the finance agreement.
Origin Finance understands that businesses may have varying credit profiles and evaluates equipment finance applications holistically. While credit history is considered, it is not the sole determining factor for approval. Our team explores finance options based on individual circumstances.
Origin Finance stands out for its personalised approach to equipment finance, competitive rates, flexible terms, industry expertise, and commitment to customer satisfaction. Our dedicated team works closely with clients to deliver tailored finance solutions.
Yes, Origin Finance provides equipment finance options for startups and new businesses looking to acquire essential equipment to launch or grow their operations. Our team can work with you to explore finance solutions that suit your business needs.
Businesses with existing equipment finance agreements may have the opportunity to refinance with Origin Finance to potentially secure better terms, lower rates, or adjust repayment schedules. Contact our team to discuss refinance options.
Yes, Origin Finance offers equipment finance for both new and used equipment, including refurbished machinery. Our finance solutions can help businesses acquire quality equipment, whether brand new or pre-owned, to support their operations.
Depending on the finance agreement, Origin Finance may provide options for equipment upgrades, maintenance, or repairs during the finance term. Our team can discuss available solutions to address equipment maintenance needs as they arise.
Businesses can initiate the equipment finance application process with Origin Finance online through our website or by contacting a local representative for personalised assistance. Our team is ready to help you navigate the finance process seamlessly.