Yes. There are opportunities to pause or cancel your loan request during the application process. We’ll also let you know when your last chance to cancel is before any contract is signed. Once you have agreed and signed a contract, you will have to continue with the repayment schedule.
Can I overpay or settle my loan?
Yes. Our finance solutions are often spread across 1 - 7 years. If you wish to overpay your monthly repayments or settle your loan, you can do so anytime. Please get in touch with Origin Finance to find out how to do this.
Can SMEs apply for business finance?
Absolutely! We understand the challenges SMEs face, and when cash flow is tight, a business loan can help keep operations running and success growing. At Origin, we offer various financing options for different-sized SMEs to help you fulfil your ambitions.
How do I know whether I’m eligible for finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker [link]. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does business finance work?
Business finance involves an application and approval process. Working with a finance broker like Origin, we help establish the funds you require and support your application process based on your current circumstances and future goals. We then source the right financial loan from a panel of trusted lenders. A contract is written up, outlining the terms and conditions and monthly repayments. Once signed, the funds will go directly to your business or supplier's account.
Is Origin Finance a lender?
No. Origin Finance is a finance broker. This means we can access a panel of reputable lenders to find the right financial solution for you. We work on behalf of business owners to secure them quick and achievable finance to fund their operations or investments.
What are the benefits of using a finance broker?
When you have a million things to deal with as a business owner, finding the right finance can feel like a needle in a haystack. Not to mention, it is time-consuming, and you could choose the wrong deal in a panic. By working with a finance broker like Origin, we take the time to understand your reasoning behind applying for a loan and allocating the right financial product to suit your needs. We’ll oversee the whole process to ensure a stress-free and seamless experience in obtaining finance to grow or support your business.
What different finance solutions do Origin offer?
Origin can offer a wide range of funding solutions to meet your needs, tailored to your unique situation and circumstances. Let us know what your requirements and goals are, and we will explore the available options and talk you through the most suitable funding solution.
What happens at the end of my contract?
This depends on the type of loan you have. For example, at the end of a Hire Purchase agreement, you can purchase the asset you were hiring from the lender. With Lease Financing, at the end of your contract you will no longer be able to use the asset you were leasing, and it returns to the lender.
What if I can’t make my monthly payments?
If you’re worried about making your agreed monthly repayments, get in touch with Origin Finance as soon as possible. We can discuss your situation and come up with a solution to support you.
What is business finance?
Business finance is a simple and effective option for companies to access capital from a bank or lender. It involves a repayment agreement between the business and the lender, but essentially, the lender provides the immediate funds required to invest in or protect a business, and you repay the lender.
Yes! This is called refinance. Refinance is one of the most underutilised finance products and can be a great way of releasing working capital from assets you already own. Refinance is strictly only for vehicles, plant, and machinery whether currently in finance or not.
Can you finance equipment?
Yes! Here at Origin, we have access to numerous finance products including business loans, asset finance and government-backed schemes. The most common route to finance equipment is asset finance, whereby the equipment being purchased is the primary security. Speak to Origin today and find out how we can help you.
How do I know whether I’m eligible for equipment finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does equipment funding work?
At Origin we can make payment to any supplier of your choice, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen supplier (e.g. 50% deposit on order, 40% on delivery, and 10% on installation). We can also include delivery and installation costs within your fixed monthly repayment.
Can I finance machinery & tooling that I already own?
Yes! Origin has access to many lenders who offer refinance, but is restricted to just machinery. Refinance is one of the most underutilised finance products & can be a great way to release working capital. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
Can I fund used machinery & tooling equipment?
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can Origin Finance cover the entire cost of machinery and tooling?
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Can you get machinery and tooling on finance?
Yes! Origin can help you to purchase machinery and tooling. Whether you know exactly what type of finance you need or just want an initial chat as you work everything out, we’re here to help.
How do I know whether I’m eligible for machinery and tooling finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does machinery & tooling finance work?
Through asset finance, we match you with the most suitable lender to fund the purchase and installation of your machines. With flexible payments and competitive rates, businesses can afford and embrace greener solutions.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of loan is best for machinery and tooling finance?
Several different finance options can help you purchase machinery, tools, and tooling, including loans. However, asset finance is the most common product used with interest rates often being lower than those of commercial loans, and the added potential of tax benefits.
Can Origin Finance cover the entire cost of catering equipment?
Yes! Origin Finance can help you fund the purchase, delivery, and installation of catering equipment within your commercial premises.
Can you use finance to purchase catering equipment?
Yes! Origin Finance can help you purchase catering equipment using various funding types. Whether you know exactly what type of finance you need or just want an initial chat as you work everything out, we’re here to help.
How do I know whether I’m eligible for catering equipment finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What are the normal terms for catering equipment finance?
Typically, our customers will fund catering equipment over 3 or 5 years, but you can choose any term between 2 and 7 years. The most common types of finance agreements for catering equipment are finance lease and hire purchase, both with fixed monthly payments. Depending on your circumstances you may be able to take advantage of significant tax benefits by using a finance lease agreement.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and consultations on commercial finance and support you with government-backed funding options.
What type of loan is best for catering equipment finance?
There are several different finance options that can help you purchase catering equipment, including loans. Asset Finance, however, is the most common product with interest rates often being lower than those of commercial loans, and many including tax benefits.
Yes! With Origin Finance, you can fund the purchase of IT, media & software. With digital technology now so built into our way of life, there has never been higher demand to fund such types of equipment.
Does the lender cover the entire cost of the IT, media equipment & software I need?
Yes! Origin will provide a turnkey finance solution that covers not only the cost of the equipment, but also the associated software, implementation, and installation costs.
How do I know whether I’m eligible for IT, media & software finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does IT, media & software finance work?
Finance for IT, media & software starts with a conversation about your business. By establishing what you need, your future goals, and your budget, we will match you with a lender to provide the solution you need. This involves a contract between you and the lender with fixed monthly repayments over a period between two and five years, which works with your budget and without impacting cash flow.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with government-backed funding options.
What type of finance is best for IT, media & software?
Asset finance, business loans, and growth guarantee schemes can all be suitable for IT, media & software finance. The right type of finance will depend on your business needs and budget. After an initial conversation with you, Origin can help determine the right kind of finance.
Yes! This is called refinance. Origin has access to many lenders that will refinance modular & portable buildings that you already own. Refinance is one of the most underutilised finance products & can be a great way to release working capital.
Can I fund used modular & portable buildings?
With Origin you can fund any requirement above £10,000. The equipment can be new and used.
Can you get modular buildings on finance?
Yes! Origin can fund modular & portable buildings. Requirements for this type of funding have become increasingly common over the past decade, particularly in the education, construction, and event sectors. Many small businesses also see this as a great alternative to paying high rent costs on bricks and mortar buildings.
Does the lender cover the entire cost of modular & portable building construction?
Yes! Origin will provide a turnkey finance solution that covers not only the cost of the building but also the design, foundations, utility connections and delivery. We can even fund the full internal fit out.
How does modular & portable building finance work?
Finance for modular & portable buildings starts with a conversation about your business. By establishing what you need, your future goals, and your budget, we can find a finance lender to provide a suitable solution. There will be a contract between you and the lender with fixed monthly repayments over a period of up to 7 years, which works with your budget without impacting cashflow.
Can I finance robotics & automation equipment that I already own?
Yes! This is called refinance. Origin has access to many lenders that will refinance robotics & automation equipment that you already own. Refinance is one of the most underutilised finance products & can be a great way to release working capital. A good rule of thumb is that you need 60% equity for refinance to be a viable option.
Can you get robotics & automation equipment on finance?
Yes! Origin has access to over 120 lenders, many of whom will fund robotics & automation equipment over a period of up to 7 years. We can pay any supplier(s) of your choice and mirror their agreed payment terms (e.g. 50% on order, 40% on delivery, and 10% on installation).
Does the lender cover the entire cost of robotic and automation equipment installation?
Yes! With Origin, you can fund robotics & automation equipment including the associated software, installation, delivery, and implementation costs. This means you can access the funds to purchase and install the equipment and software you need and repay the lender in fixed monthly payments.
How do I know whether I’m eligible for robotics finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does robotics & automation equipment finance work?
Finance for robotics & automation equipment starts with a conversation about your business. By establishing what you need, your future goals, and your budget, we will match you with a finance lender to provide a suitable solution. There will be a contract between you and the lender with fixed monthly repayments over a period of up to 7 years, which work within your budget and without impacting cash flow.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insights into commercial finance and can support you with government-backed funding options.
What type of finance is best for robotics?
Asset finance is generally the most common finance product to fund robotics & automation equipment for your business. The right kind of finance will depend on your needs and budget. After an initial conversation with you, Origin can help determine what products are available to your business.
Can I finance vehicles and equipment that I already own?
Yes! This is called refinance, but this is restricted to just vehicles, plant, and machinery. Origin has access to many lenders that offer refinance. Refinance is one of the most underutilised finance products & can be a great way to release working capital. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
Can I fund used scaffolding & formwork equipment?
With Origin you can fund any requirement above £10,000. The equipment can be new and used.
Can you get scaffolding & formwork equipment on finance?
Yes! With Origin, you can fund for scaffolding & formwork equipment including boards, tubes, fittings, shuttering, and specialist vehicles. This is tailored to construction companies who need upfront finance to cover the cost of equipment and vehicles for your business to operate.
Does the lender cover the entire cost of scaffold finance?
This depends on the type of finance best for you and the terms and conditions set by the lender. In most cases, our finance solutions cover the entire cost of scaffolding requirements. This means that once all payments have been made, you will return the asset, or you will own the asset at the end of your contract.
How do I know whether I’m eligible for scaffolding finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does scaffolding & formwork finance work?
Applying for scaffolding & formwork finance all starts with a conversation about your business. By establishing what you need, your future goals, and your budget, we match you with a finance lender to provide a suitable solution. There will be a contract between you and the lender that works within your budget and without impacting cash flow, with fixed monthly repayments over a period of up to 7 years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for scaffolding & formwork?
Asset finance and business loans are the most common types of finance used to support construction businesses. The right kind of finance will depend on your needs and budget. After an initial conversation with Origin Finance, we can help determine the right type of finance for you.
With Origin, you can fund any requirement above £10,000 and the furniture can be new and used.
Can you get furniture on finance?
Yes! With Origin Finance, you can apply for furniture finance. This type of finance is designed to help business owners purchase the furniture they need to enhance their working environment. This could include tables, chairs, desks, sofas, shelves, bookcases, cupboards, whatever you need.
Does the lender cover the entire cost of furniture finance?
Yes! With Origin you can fund furniture including the associated design, delivery, and installation costs. This means you can access the funds to purchase and install the furniture you need and repay the lender in fixed monthly payments.
How do I know whether I’m eligible for furniture finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does furniture finance work?
Finance for furniture starts with a conversation about your business. By establishing what you need, your future goals, and your budget, we will match you with a finance lender to provide a suitable solution. There will be a contract between you and the lender with fixed monthly repayments over a period of up to 7 years, which will work within your budget and without impacting cashflow.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with government-backed funding options.
What type of finance is best for furniture?
Asset finance is the ideal solution for purchasing furniture for any industry. The right kind of finance will depend on your needs and budget. After an initial conversation with Origin, we can help determine what is available for your business.
Can I finance vehicles and equipment that I already own?
Yes! This is called refinance, but this is restricted to just vehicles, plant, and machinery. Origin has access to many lenders that offer refinance. Refinance is one of the most underutilised finance products & can be a great way to release working capital. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
Can I fund used garage & MOT equipment?
With Origin, you can fund any requirement above £10,000 and the equipment can be new and used.
Can you get garage & MOT equipment on finance?
Yes! With Origin Finance, you can apply for garage & MOT equipment finance. This type of finance is designed to help mobile mechanics, garage owners and bodyshop owners purchase essential equipment. This could include tool chests, hoists, diagnostic equipment, wheel alignment equipment, vehicle lifts…whatever you need.
Does the lender cover the entire cost of garage & MOT equipment?
Yes! Origin can provide finance solutions that cover the entire cost of the garage & MOT equipment you need, including any necessary groundworks, electrical works, delivery, and installation.
How do I know whether I’m eligible for garage & MOT equipment finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does garage equipment finance work?
Applying for garage & MOT equipment finance all starts with a conversation about your business. By establishing what you need, your future goals, and your budget, we match you with a finance lender to provide a suitable solution. There will be a contract between you and the lender that works within your budget and without impacting cash flow, with fixed monthly repayments over a period of up to 7 years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for garage & MOT equipment?
Asset finance is the ideal solution for purchasing equipment in the automotive and vehicle repair industry. The right kind of finance will depend on your needs and budget. After an initial conversation with Origin, we can help determine what is available to your business.
Can I finance healthcare equipment that I already own?
Yes! This is called refinance, but is restricted to the more tangible equipment like robotics, testing equipment, and vehicles. Origin has access to many lenders that offer refinance, which can be a highly effective method of releasing working capital. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
Can I fund used healthcare equipment?
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can you get healthcare equipment on finance?
Yes! With Origin, you can apply for healthcare equipment finance. This type of finance is designed to help pharmacies, dental practices, doctor’s surgeries, and private hospitals purchase essential equipment. This could include optometry equipment, pharmaceutical robotics, IT hardware & software, and dental equipment… whatever you need.
Does the lender cover the entire cost of healthcare equipment?
Yes! Origin can provide finance solutions that cover the entire cost of the healthcare equipment you need, including any necessary implementation, electrical works, delivery, and installation.
How do I know whether I’m eligible for healthcare equipment finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does healthcare equipment finance work?
Applying for healthcare equipment finance all starts with a conversation about your business. By establishing what you need, your future goals, and your budget, we match you with a finance lender to provide a suitable solution. There will be a contract between you and the lender, with fixed monthly repayments over a period of up to seven years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for healthcare equipment?
Asset finance is the ideal solution for purchasing equipment in the healthcare industry. The right kind of finance will depend on your needs and budget. After an initial conversation with Origin, we can help determine what is available to your business.
Yes! You don’t have to pay for sustainable green tech up front; there are plenty of options for you to spread the cost over a period of up to 7 years.
Do I need to apply for a grant?
There are many types of finance available to businesses looking to go green, including grants, government backed funding and traditional lending. Here at Origin, we have access to the latest Government-backed funding schemes. Contact us today to find out more about government-backed funding.
How do I know whether I’m eligible for renewable finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does renewable funding work?
At Origin, we can make payment to any supplier of your choice, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen supplier (e.g. 50% deposit on order, 40% on delivery, and 10% on install). We can also include delivery and installation costs within your fixed monthly repayment.
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can Origin Finance cover the entire cost of LED lighting installation?
Yes! Delivery, infrastructure, and installation can be included in the finance agreement, using one of our turnkey solutions.
Can you get LED Lighting on finance?
Yes! Origin Finance can help you purchase LED lighting and cover installation costs. Whether you know exactly what you need from us, or you just want an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do lenders calculate affordability?
Lenders will take into account future income and/ or savings when assessing serviceability of any sustainable technology application.
What different finance solutions do Origin offer?
Origin can offer a wide range of funding solutions to meet your needs, tailored to your unique circumstances. Tell us your requirements and goals, and we will explore the available options and talk you through the most suitable funding solution.
What type of loan is best for LED lighting finance?
There are several different finance options that can help you purchase LED lighting, including loans. However, asset finance is the most common product used, with interest rates often being lower than those of commercial loans and many including tax benefits.
When would my finance repayments commence?
The lenders will make any agreed stage payments directly to your supplier, and your repayments will only commence once the equipment is fully installed and commissioned.
Can Origin Finance cover the entire cost of solar panel installation?
Yes! Delivery, infrastructure, and installation can be included in the finance agreement, using one of our turnkey solutions.
Can you get solar panels on finance?
Yes! Origin Finance can help you purchase solar panels. Whether you know exactly what you need from us, or just want an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker [link]. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What type of loan is best for solar finance?
There are several different finance options that can help you purchase solar panels, including loans. Asset Finance, however, is the most common product with interest rates often being lower than those of commercial loans, many including tax benefits.
Can I finance energy storage equipment that I already own?
Yes! This is called refinance. Origin has access to many lenders that offer refinance. Refinance is one of the most underutilised finance products & can be a great way to release working capital. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
Can I fund used energy storage equipment?
With Origin, you can fund any requirement above £10,000 and the equipment can be new and used.
Can Origin Finance cover the entire cost of energy storage equipment installation?
Yes! Delivery, infrastructure, and installation can be included in the finance agreement, using one of our turnkey solutions.
Can you get energy storage equipment on finance?
Yes! Origin Finance can help you purchase energy storage equipment and installation costs. Whether you know exactly what you need from us, or just want an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do lenders calculate affordability?
Lenders will take into account future income and/ or savings when assessing serviceability of any sustainable technology application.
What different finance solutions do Origin offer?
Origin can offer a wide range of funding solutions to meet your needs, tailored to your unique circumstances. Tell us your requirements and goals and we will explore the available options and talk you through the most suitable funding solution.
What type of loan is best for energy storage equipment finance?
Several different finance options can help you purchase energy storage equipment, including loans. However, asset finance is the most common product used, with interest rates often being lower than those of commercial loans and many including tax benefits.
When would my finance repayments commence?
The lenders will make any agreed stage payments directly to your supplier, and your repayments will only commence once the equipment is fully installed and commissioned.
Can Origin Finance cover the entire cost of EV charger installation?
Yes! Origin Finance can help you fund the purchase, infrastructure and installation of EV chargers within your commercial premises. Whether you know exactly what you need or prefer an initial chat as you work everything out, we’ll help as much as we can.
Can you get EV chargers on finance?
Yes! It is very common to fund EV chargers and the associated installation costs. Origin can pay any supplier of your choice and match their agreed payment terms.
How do I know whether I’m eligible for EV charger finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all sizes and in every sector. These include recovery loan schemes, finance leasing, asset leasing, hire purchase, sale and leaseback, business and bank loans, and refinance. We also provide expert guidance and consultation on commercial finance and support you with government-backed funding options.
What type of finance is best for EV chargers?
We offer a range of renewable energy finance options to support businesses with their sustainability mission. Depending on the breadth of your EV charger requirements, these can include Hire Purchase, Lease Finance, Asset Finance, or bank loans.
Can I finance biomass & anaerobic digestion equipment that I already own?
Yes! This is called refinance. Origin has access to many lenders who will refinance biomass & anaerobic digestion equipment that you already own. Refinance is one of the most underutilised finance products & can be a great way to release working capital. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
Can I fund used biomass & anaerobic digestion equipment?
With Origin, you can fund any requirement above £10,000 and the equipment can be new and used.
Can Origin Finance cover the entire cost of Biomass & Anaerobic Digestion installation?
Yes! Origin will provide a turnkey finance solution that covers not only the cost of the equipment, but also the design, infrastructure, utility connections, and delivery. We can even fund any ongoing maintenance plan.
Can you get Biomass & AD Plants on finance?
Yes! Origin can fund biomass & AD plants. Requirements for this type of funding have become substantially more common recently, mainly due to the rise of energy costs and government regulations. Many of the lenders on our panel now have specific departments to process renewable applications.
How do I know whether I’m eligible for renewable energy finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire Purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance, and support you with government-backed funding options.
What type of finance is best for biomass & anaerobic digestion plants?
Asset finance and business loans are the most common types of finance for biomass & anaerobic digestion plants. The right kind of finance will depend on your business needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Can I finance onshore wind equipment that I already own?
Yes! This is called refinance. Origin has access to many lenders that offer refinance. Refinance is one of the most underutilised finance products and can be a great way to release working capital. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
Can I fund used onshore wind equipment?
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can Origin Finance cover the entire cost of onshore wind equipment installation?
Yes! Delivery, infrastructure, and installation can be included in the finance agreement, using one of our turnkey solutions.
Can you get onshore wind equipment on finance?
Yes! Origin Finance can help you purchase onshore wind equipment and installation costs. Whether you know exactly what you need from us, or just want an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for finance?
If you’re not sure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do lenders calculate affordability?
Lenders will take into account future income and/ or savings when assessing serviceability of any sustainable technology application.
What different finance solutions do Origin offer?
Origin can offer a wide range of funding solutions to meet your needs, tailored to your unique circumstances. Tell us your requirements and goals, and we’ll explore the available options and talk you through the most suitable funding solution.
What type of loan is best for onshore wind equipment finance?
Several different finance options can help you purchase energy storage equipment, including loans. However, asset finance is the most common product used, with interest rates often being lower than those of commercial loans and many including tax benefits.
When would my finance repayments commence?
The lenders will make any agreed stage payments directly to your supplier, and your repayments will only commence once the equipment is fully installed and commissioned.
Yes! Here at Origin we have access to over 120 lenders, many of whom provide funding to new-start businesses. Whether you are launching a restaurant, transport business, or beauty salon (to name just a few), get in touch today to find out how we can help you.
Do I need to apply for a grant?
Many types of finance are available to new businesses, including grants, government-backed funding, and traditional lending. We have access to the latest government backed funding schemes, so contact us if you’d like to find out more about these initiatives.
How do I know whether I’m eligible for start-up finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does new-start funding work?
For an established company, a lender would focus more on the business’ credit profile and trading performance. When it comes to a new-start business, this information obviously isn’t available! That means lenders need to focus more on the individuals behind the business, taking into consideration any previous industry and business experience along with the business plan and/or financial projections for their start-up.
Can I fund used equipment for a restaurant & takeaway business?
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can Origin cover the entire cost of restaurants & takeaways?
Yes! Origin provides a turnkey finance solution to cover all your requirements. If you’re purchasing equipment or having a full fit-out, we can also fund building works, delivery, and installation within one fixed monthly repayment. We can easily accommodate multiple suppliers and adhere to the payment terms you have agreed with them.
How do I know whether I’m eligible for restaurant or takeaway finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do loans work for restaurant & takeaway businesses?
The lender will release funds directly into your nominated business bank account. You can then use these funds within your business in any way you see fit, such as to purchase consumables and perishables, cover legal fees and rent deposits for new premises, or simply boost working capital. You will then repay the lender in fixed monthly repayments over a period of up to seven years.
How do you get finance for a restaurant or takeaway start-up?
Yes! We offer finance to eateries of all shapes and sizes. Whether you’re launching cafes, bars, food trucks, restaurants, or franchise takeaways, we’ve got the panel of lenders to make this happen. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
How does equipment finance for restaurant & takeaway businesses work?
At Origin we are happy to make payment to as many suppliers as needed, all chosen by you, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery and 10% on installation). You will then repay the lender in fixed monthly repayments over a period of up to seven years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for restaurants & takeaways?
Asset finance and business loans are generally the most popular types of finance for eateries looking to fund their new ventures. The right kind of finance will depend on your operational needs and budget, however, and we can help you to determine the right type of finance following an initial conversation.
Can Origin cover the entire cost of leisure & hospitality needs?
Yes! Origin provides a turnkey finance solution to cover all your requirements. If you’re purchasing equipment or having a full fit-out, we can also fund building works, delivery, and installation into one fixed monthly repayment. We can easily accommodate multiple suppliers and adhere to the payment terms you have agreed with them.
Can you get finance for leisure centres & hospitality?
Yes! We offer finance to start-up leisure and hospitality businesses of all shapes and sizes. Whether you’re launching a hotel, gym, family entertainment centre, or amusement attraction, we’ve got the panel of lenders to make this happen. Whether you know exactly what you need or would prefer an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for leisure or hospitality finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do loans work for leisure & hospitality businesses?
The lender will release funds directly into your nominated business bank account. You can utilise these funds within your business in any way you see fit, such as purchasing stock, covering legal fees, renting deposits for new premises, or simply boosting working capital. You will then repay the lender in fixed monthly repayments over a period of up to seven years.
How does equipment finance for leisure & hospitality businesses work?
At Origin, we are happy to make payments to as many suppliers as needed, all chosen by you, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery, and 10% on install). You will then repay the lender in fixed monthly repayments over a period of up to seven years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with government-backed funding options.
What type of finance is best for the leisure & hospitality sector?
Asset finance and business loans are generally the most utilised types of finance to support leisure and hospitality businesses looking to fund their new ventures. Exactly what the right kind of finance is will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Yes! This is called refinance. Origin has access to many lenders that will refinance modular & portable buildings that you already own. Refinance is one of the most underutilised finance products & can be a great way to release working capital.
Can Origin Finance cover the entire cost of manufacturing needs?
This depends on your business framework, the type of finance that best suits you and the terms and conditions set by the lender. In most cases, our finance solutions cover the entire cost of your requirements.
Can you get finance for manufacturing start-ups?
Yes! With Origin Finance, we offer finance to new and existing businesses in the manufacturing industry. This is tailored to companies that need upfront finance to cover the cost of rent, materials, equipment, marketing, and anything else they require to launch and operate.
How do I know whether I’m eligible for manufacturing finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with government-backed funding options.
With Origin you can fund any requirement above £10,000, and the equipment or vehicles can be new and used.
Can Origin Finance cover entire costs?
Yes! Origin provides a turnkey finance solution to cover all your requirements. If you’re purchasing new or used vehicles and equipment, we can fund delivery and attachments under one fixed monthly repayment. We can also easily accommodate multiple suppliers and adhere to the payment terms you have agreed with them.
Can you get finance for construction start-ups?
Yes! We offer finance to construction businesses of all shapes and sizes. Whether you are a scaffolding contractor, formwork specialist, groundworks service, or a highways maintenance business, we’ve got the panel of lenders to make this happen. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for construction finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do loans work for construction businesses?
The lender will release funds directly into your nominated business bank account. You can then use these funds within your business in any way you see fit, including cash reserves for insurance costs, O-licence cash reserves, vehicle maintenance, and general working capital. You will then repay the lender in fixed monthly repayments over a period of up to seven years.
How does vehicle and equipment finance for construction businesses work?
At Origin we are happy to make payment to as many suppliers as needed, all chosen by you, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery, and 10% on installation). You will then repay the lender in fixed monthly repayments of a period of up to seven years.
What type of finance is best for construction businesses?
Asset finance and business loans are generally the most utilised types of finance to support construction businesses. Exactly what the right kind of finance is will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
With Origin you can fund any requirement above £10,000, and the equipment or vehicles can be new and used.
Can Origin cover the entire cost of transport & logistics business needs?
Yes! Origin provides a turnkey finance solution to cover all your requirements. If you’re purchasing new or used vehicles and equipment or having a full warehouse fit-out, we can also fund building works, delivery, and installation into one fixed monthly repayment. We can easily accommodate multiple suppliers and adhere to the payment terms you have agreed with them.
Can you get finance for transport & logistics start-ups?
Yes! We offer finance to transport and logistics businesses of all shapes and sizes. Whether you’re launching your first courier business, a refrigerated delivery service, or a vehicle moving company, we’ve got the panel of lenders to make this happen. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for transport & logistics finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal details. Alternatively, why not set up a discovery call with a member of the Origin team?
How do loans work for transport & logistics businesses?
The lender will release funds directly into your nominated business bank account. You can then use these funds within your business in any way you see fit, such as cash reserves for insurance costs, O-licence cash reserves, vehicle maintenance, and general working capital. You will then repay the lender in fixed monthly repayments over a period of up to seven years.
How does vehicle and equipment finance for transport & logistics businesses work?
At Origin we are happy to make payment to as many suppliers as needed, all chosen by you, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery and 10% on installation). You will then repay the lender in fixed monthly repayments over a period of up to seven years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for transport & logistics businesses?
Asset finance and business loans are generally the most utilised types of finance to support transport & logistics businesses looking to fund their new ventures. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Can I fund used equipment for a beauty & aesthetics business?
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can Origin cover the entire cost of beauty & aesthetics needs?
Yes! Origin provides a turnkey finance solution to cover all your requirements. If you’re purchasing equipment or having a full fit-out, we can also fund building works, delivery, and training into one fixed monthly repayment. We can easily accommodate multiple suppliers and adhere to the payment terms you have agreed with them.
Can you get finance for a beauty or aesthetics start-up?
Yes! We offer finance to start-up leisure and hospitality businesses of all shapes and sizes. Whether you’re a mobile beautician looking to purchase laser machinery, a serial entrepreneur looking to open a new state-of-the-art tanning salon, or a hairdresser looking to open your first franchise studio, we’ve got the panel of lenders to make it happen. Whether you know exactly what you need or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for beauty or aesthetics finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do loans work for beauty & aesthetics businesses?
The lender will release funds directly into your nominated business bank account. You can then use these funds within your business in any way you see fit, such as to purchase stock, cover legal fees and rent deposits for new premises, or simply boost working capital. You will then repay the lender in fixed monthly repayments, over a period of up to seven years.
How does equipment finance for beauty & aesthetics businesses work?
At Origin we are happy to make payment to as many suppliers as needed, all chosen by you, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g.. 50% deposit on order, 40% on delivery and 10% on installation). You will then repay the lender in fixed monthly repayments of a period of up to seven years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for beauty & aesthetics companies?
Asset finance and business loans are generally the most utilised finance products by beauty & aesthetics businesses looking to fund their new ventures. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Absolutely! With access to a panel of trusted lenders, numerous finance options are available. Whether you’re a franchise owner looking to evolve your business or a franchisee seeking to invest in a new adventure, we help fund your ambitions with accessible and cost-effective lending.
How do I know whether I’m eligible for franchise finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does franchise funding work?
At Origin, we access our panel of lenders to find the right loan or product for you. We’ll arrange an agreement between you and the lender, including agreed payment terms and timeframes before the money is approved and transferred to your supplier of choice. Payments can be made to suppliers based in the UK or abroad. For specialist conversions, such as when the supplier requires stage payments (e.g. 50% on order and 50% before collection); we can accommodate this.
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can Origin cover the entire cost of retail needs?
Yes! Origin provides a turnkey finance solution to cover all your requirements. If you’re purchasing equipment or having a full fit-out, we can also fund building works, delivery, and installation with one fixed monthly repayment. We can easily accommodate multiple suppliers and adhere to the payment terms you have agreed with them.
Can you get finance for a start-up retail business?
Yes! We offer finance to retail businesses of all shapes and sizes. Whether you’re launching your first convenience store, supermarket, delicatessen, fashion outlet, online store, wholesaler, or electronics franchise, we’ve got the panel of lenders to make this happen. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for retail finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do loans work for retail businesses?
The lender will release funds directly into your nominated business bank account. You can then use these funds within your business in any way you see fit, such as to purchase stock, cover legal fees, or simply boost working capital. You will then repay the lender in fixed monthly repayments over a period of up to seven years.
How does equipment finance for retail businesses work?
At Origin we are happy to make payment to as many suppliers as needed, all chosen by you, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery and 10% on installation). You will then repay the lender in fixed monthly repayments over a period of up to seven years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for retail?
Asset finance and business loans are generally the most utilised types of finance to support retailers looking to fund their new ventures. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Yes! This is called refinance. Refinance is one of the most underused finance products and can be a great way to release working capital from vehicles you already own. Refinance is available whether your vehicle(s) currently has outstanding finance or not, depending on the equity position. A good rule of thumb is that your vehicle(s) would need 60% equity for refinance to be a viable option.
Can I use a loan to buy a vehicle?
Yes! Here at Origin we have access to numerous finance products including business loans, asset finance, and government-backed schemes. The most common route to finance vehicles is asset finance, which involves the vehicle being purchased as the primary security. Speak to Origin today and find out how we can help you.
How do I know whether I’m eligible for vehicle finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does vehicle funding work?
At Origin we can make payment to any supplier of your choice, whether they’re based in the UK or abroad. For specialist conversions, as an example, the supplier may require stage payments (e.g. 50% on order and 50% before collection); we can accommodate this.
Can I finance director vehicles that I already own?
Yes! This is called refinance. Origin has access to many lenders that offer refinance. Refinance is one of the most underutilised finance products and can be a great way to release working capital. A good rule of thumb is that you would need 60% equity for refinance to be a viable option
Can I fund used vehicles with director vehicle finance?
With Origin you can fund any vehicles above £10,000. The vehicle(s) can be new or used and there is no restriction on age.
Can Origin cover the entire cost of director vehicles?
Yes! We do not require any deposit and can also fund the cost of any optional extras, extended warranty packages, and servicing contracts into one fixed monthly repayment.
Can you get vehicle finance for business directors?
Yes! We offer finance to businesses looking to acquire directors’ vehicles. Whether you require EVs, 4x4s, prestige marques, or supercars, our financial products help fund the purchase.
How do I know whether I’m eligible for director vehicle finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for director vehicles?
Asset finance is the most utilised type of finance to support businesses looking to fund director vehicles. Origin offers hire purchase and finance lease. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Can I finance commercial vehicles that I already own?
Yes! This is called refinance. Origin has access to many lenders that offer refinance. Refinance is one of the most underutilised finance products & can be a great way to release working capital. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
Can I fund used vehicles with commercial vehicle finance?
With Origin you can fund any vehicles above £10,000. The vehicle(s) can be new or used and there is no restriction on age.
Can Origin cover the entire cost of commercial vehicles?
Yes! We do not require any deposit and can also fund the cost of optional extras and bespoke vehicle add-ons, such as ply lining, tail lifts, racking, winches, and cranes within one fixed monthly repayment.
Can you get finance for commercial vehicles?
Yes! We offer finance to businesses looking to acquire commercial vehicles. Whether you require HGVs, LCVs, recovery trucks, custom body vehicles, coaches, or minibuses, our financial products help fund the purchase.
How do I know whether I’m eligible for commercial vehicle finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for commercial vehicles?
Asset finance is the most utilised type of finance to support businesses looking to fund commercial vehicles. Origin offers hire purchase and finance lease. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Can I fund used vehicles with vehicle conversion finance?
With Origin you can fund any vehicles above £10,000. The vehicle(s) can be new or used and there is no restriction on age.
Can Origin cover the entire cost of a vehicle conversion?
Yes! We do not require any deposit and can also fund the entire conversion under one fixed monthly repayment. We can also pay multiple suppliers if needed.
Can you get finance for vehicle conversions?
Yes! We offer finance to businesses looking to fund specialist vehicle conversions. Whether you require recovery trucks, mobile catering vehicles, private ambulances, funeral vehicles, broadcasting vehicles, or refrigerated vans, our financial products help fund the purchase and/or conversion.
How do I know whether I’m eligible for vehicle conversion finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for vehicle conversion?
Asset finance is the most utilised type of finance to support businesses looking to fund specialist vehicle conversions. Origin offers hire purchase and finance lease. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Can I finance mobile plant and industrial vehicles that I already own?
Yes! This is called refinance. Origin has access to many lenders that offer refinance. Refinance is one of the most underutilised finance products & can be a great way to release working capital. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
Can I fund used vehicles with mobile plant finance?
With Origin you can fund any new or used plant, machinery, and industrial vehicle above £10,000. There is no restriction on age.
Can Origin Finance cover the entire cost of mobile plant?
Yes! We do not require any deposit and can also fund the cost of optional extras and bespoke add-ons such as safety equipment, trackers, security upgrades, and attachments into one fixed monthly repayment.
Can you get finance for mobile plant and industrial vehicles?
Yes! We offer finance to businesses looking to acquire commercial vehicles. Whether you require piling rigs, dumpers, crushers, generators, tower cranes, or arboriculture machinery, our financial products help fund the purchase.
How do I know whether I’m eligible for mobile plant finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for plant vehicles?
Asset finance is the most utilised type of finance to support businesses looking to fund mobile plant and industrial machinery. Origin offers hire purchase and finance lease. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Can I finance private hire vehicles that I already own?
Yes! This is called refinance. Origin has access to many lenders that offer refinance. Refinance is one of the most underutilised finance products & can be a great way to release working capital. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
Can I fund used vehicles with private hire vehicle finance?
With Origin you can fund any vehicles above £10,000. The vehicle(s) can be new or used and there is no restriction on age.
Can Origin cover the entire cost of private hire vehicles?
Yes! We do not require any deposit and can also fund the cost of any optional extras, extended warranty packages, and servicing contracts into one fixed monthly repayment.
Can you get finance for private hire vehicles?
Yes! We offer finance to businesses looking to acquire directors' vehicles. Whether you require EVs, prestige marques, minibuses, or MPVs, our financial products help fund the purchase.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for private hire?
Asset finance is the most utilised type of finance to support businesses looking to fund private hire vehicles. Origin offers hire purchase and finance lease. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Absolutely! With access to a panel of trusted lenders, numerous finance options are available. Whether you’re a franchise owner looking to evolve your business or a franchisee seeking to invest in a new adventure, we help fund your ambitions with accessible and cost-effective lending.
How do I know whether I’m eligible for franchise finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does franchise funding work?
At Origin, we access our panel of lenders to find the right loan or product for you. We’ll arrange an agreement between you and the lender, including agreed payment terms and timeframes before the money is approved and transferred to your supplier of choice. Payments can be made to suppliers based in the UK or abroad. For specialist conversions, such as when the supplier requires stage payments (e.g. 50% on order and 50% before collection); we can accommodate this.
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can you get funding as an existing franchisee?
Yes! Origin provides a turnkey finance solution to cover any funding requirements of an existing franchisee. Whether you’re opening a new site, upgrading existing equipment, or having a specialist vehicle conversion completed, we can easily accommodate your requirements.
How do I know whether I’m eligible for finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do loans work for an existing franchisee?
The lender will release funds directly into your nominated business bank account. You can then use these funds within your business in any way you see fit, such as paying franchise and legal fees, carrying out marketing campaigns, or simply boosting working capital. You will then repay the lender in fixed monthly repayments of a period of up to seven years.
How does equipment finance for an existing franchisee work?
At Origin we are happy to make payment to as many suppliers as needed, all chosen by you or your franchisor, whether based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery and 10% on installation). You will then repay the lender in fixed monthly repayments of a period of up to seven years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and consultations on commercial finance and support you with Government-backed funding options.
What type of finance is best for an existing franchisee?
Asset finance and business loans are generally the most utilised types of finance to support franchise businesses. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Can I fund used equipment for a franchise business?
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can Origin cover the entire cost of a franchise start-up?
Yes! Origin provides a turnkey finance solution to cover all your requirements. Whether you’re purchasing equipment or having a full fit-out, or you require legal fees, rent deposits, stock, or franchise fees, we can help get everything into one fixed monthly repayment. We can easily accommodate multiple suppliers (often stipulated by your franchisor), and adhere to the payment terms you have agreed with them.
Can you get finance as a start-up franchisee?
Yes! We can fund any new-start franchisee, regardless of whether you have any previous business experience. Whether you’re launching a Subway, Specsavers, Costa Coffee, McDonalds, Spar, Energie Fitness, or something else altogether, we’ve got the panel of lenders to make this happen. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
Can you get finance if the franchise is brand new or new to the UK?
Yes! At Origin we have funded many requirements for new and unproven franchises, both out-and-out new start and established overseas franchises looking to enter the UK market. Speak to an account manager at Origin today to understand the funding options available to you.
How do I know whether I’m eligible for franchise finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do loans work for franchise businesses?
The lender will release funds directly into your nominated business bank account. You can then use these funds within your business for purchasing stock, covering legal fees, rent deposits for new premises, or simply boosting working capital. You will then repay the lender in fixed monthly repayments over a period of up to seven years.
How does equipment finance for franchise businesses work?
At Origin, we are happy to make payment to as many suppliers as needed, all chosen by you or your franchisor, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery and 10% on installation) You will then repay the lender in fixed monthly repayments over a period of up to seven years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with government-backed funding options.
What type of finance is best for new franchises?
Asset finance and business loans are generally the most utilised types of finance to support start-up franchise businesses looking to fund their new ventures. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Yes! We offer finance to businesses to help fund franchise fitouts. Whether you’re launching your first franchise, expanding an existing portfolio, or simply updating a current site in line with your franchisor’s new brand guidelines, we’ve got the panel of lenders to make this happen. This can include complete renovations, equipment purchases, furniture upgrades, and any design and decoration needs. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for franchise fitout finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and consultations on commercial finance and support you with Government-backed funding options.
Origin X FAQs
How do Origin X partnerships work?
Our partnerships are unique to the businesses we’re working with. To start a conversation, get in touch with us! We approach our partnerships as friendly conversations, so there’s no reason to worry about complicated language and technicalities; we want to work with you.
What if my products/ services don’t suit finance?
In our experience, there are very few products or services that can’t be paid for via fixed payments. While you may associate finance solutions with assets like houses, cars, and machinery, high upfront costs cause sales to fall through in just about every industry.
Business Loans FAQs
Can I get a business loan for a start-up?
Yes! Origin can help start-ups obtain business loans, though the panel of lenders is significantly smaller as many providers will only lend to businesses that have been trading for two years and have prepared at least one set of accounts.
How do I know whether I’m eligible for a business loan?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What is the minimum amount I can borrow with a business loan?
The minimum amount we can finance is £10,000, with fixed repayments over a period of up to seven years.
What loan types does Origin offer?
The most common loan applications we process are traditional unsecured agreements. However, we can also provide secured loans that come with more flexibility - e.g. longer terms, interest-only and zero-repayment periods. Merchant cash advance (MCA) is also available and is linked to your merchant payment service - e.g. card terminal or online store, whereby a fixed percentage of your takings repays your loan.
Asset Finance FAQs
Can I use asset finance to buy second-hand equipment?
Yes! With Origin you can fund new, used, and refurbished equipment with no cap on age.
Can Origin cover the entire cost on asset finance?
Yes! Origin can provide finance solutions that cover the entire cost including any delivery, installation, infrastructure, design, and implementation.
How do I know whether I’m eligible for business finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What is the minimum amount I can borrow with asset finance?
The minimum amount we can finance is £10,000. This doesn’t have to be for just one expensive asset, though; it can finance the purchase of several assets as part of a larger project.
Business Refinance FAQs
Can I use refinance for debt consolidation?
Yes! One of the most common uses of refinance is debt consolidation, whereby numerous agreements can be refinanced into one monthly repayment. Not only will you reduce your number of monthly direct debits, but your monthly outgoings will also often be lower as finance can be spread over a longer period. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
How do I know whether I’m eligible for business finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
I already have finance on my assets. Can I still apply for refinance?
Yes! It’s very common to refinance equipment already on finance, and your new lender would settle this as part of the transaction. A good rule of thumb is that you would need 60% equity for refinance to be a viable option.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire Purchase; business loans; and refinance. We also provide expert guidance and consultations on commercial finance and support you with Government-backed funding options.
What is the minimum amount I can borrow with refinance?
The minimum amount we can refinance is £20,000. You can include multiple pieces of equipment to reach this minimum refinance amount.
Which assets can I refinance?
Refinance is strictly for more tangible assets that retain good residual values. Such assets include vehicles, plant machinery, CNC machines, analogue print presses, shipping containers, food processing equipment and mobile welfare units (to name a few). If you’re unsure, get in touch today and one of our account managers can confirm whether your equipment is eligible. If for any reason your equipment is not suitable, we will also discuss alternative options.
Government-backed Lending Schemes FAQs
Am I eligible for Government-backed finance?
It is the lender’s responsibility to first consider your application, based on their standard underwriting criteria. If you fail to meet this criteria, the lender will reconsider your application on GGS. The headline criteria for GGS is that your business needs to turnover less than £45m, be based in the UK, be viable and not in difficulty, including not being in relevant insolvency proceedings.
Are personal guarantees mandatory for the Growth Guarantee Scheme?
No! But it is common for lenders to request personal guarantees on GGS due to the application failing to meet their normal criteria. Principal private residences cannot be taken as security within the scheme.
How do I know whether I’m eligible for business finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How much can I borrow from the Government?
The maximum available under GGS is £2m per business group. For Northern Ireland Protocol borrowers the maximum is £1m per business group. If you have previously taken advantage of CBILS, CLBILS, BBLS, or RLS facilities, limits under GGS may reduce based on your outstanding Government-backed borrowing.
What can the Growth Guarantee Scheme be used for?
GGS can be used by lenders in conjunction with applications for business loans, asset finance, overdrafts and invoice finance.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire Purchase; business loans; and refinance. We also provide expert guidance and insights into commercial finance and can support you with Government-backed funding options.
Invoice Finance FAQs
Am I eligible for invoice finance?
Whether you’re a start-up or blue-chip company, sole trader, or PLC, you can qualify for invoice finance provided you sell to other businesses. Get in touch today to see how Origin can help, or use our eligibility checker.
Can invoice finance cover the entire total of my unpaid invoices?
Depending on the lender and options available to you, invoice finance can cover up to 90% of your invoice value. This amount will be repaid to the lender once your invoices have been paid by your client.
How can I use invoice finance?
There are three common reasons for businesses to use invoice finance:
1) Maintain working capital to continue high growth.
2) Offer extended payment terms to clients.
3) Facilitate working capital needs of contracts.
How do I know whether I’m eligible for business finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
What are the typical fees associated with invoice finance?
There are typically two ‘headline fees’ to consider when it comes to invoice finance, and these vary based on each business’ requirements. Firstly there is a service fee, which typically varies from 0.1% to 3% of a business’ annual turnover. Then there’s the interest rate, otherwise known as the discount fee, and this varies between 1.34% and 4% over the Bank of England’s base rate.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and consultations on commercial finance and support you with Government-backed funding options.
What is the maximum I can borrow with invoice finance?
There is no maximum amount you can borrow, but you can release a maximum of 90% from your invoices.