Growth Loans
When it’s time to take your business to the next level — whether that’s expanding your team, launching a new product, investing in infrastructure, or entering new markets — a growth loan provides the funding to help you scale, without sacrificing stability
Growth loans give you a lump sum of working capital, paid directly into your business account, to be used however your expansion plan requires.
Funding for Business Growth
Expanding your business is a major milestone — but it often comes with significant up-front costs. Whether you’re hiring new staff, increasing stock levels, investing in marketing, or upgrading your premises, you need funding that keeps your momentum going.
A growth loan gives you the flexibility to scale at your own pace without sacrificing cash flow. With fixed monthly repayments and tailored terms, it allows you to invest confidently — without the financial strain of large lump sums.
To learn how strategic funding supports day-to-day operations during growth, read our article: The role of working capital finance for SMEs. At Origin, we work with over 120 lenders to find the right solution from £10,000 upwards — so you can focus on building, not budgeting.
Are high upfront costs pricing your business out of your growth goals? Distributing payments over a period of time could help significantly.
How Does a Growth Loan Work?
Growth Loans form part of our wider Business Loan range and can also be supported by the Government-backed Growth Guarantee Scheme. They’re designed to give growing businesses fast, flexible, and unsecured funding to support expansion, whether you’re investing in equipment, hiring new staff, increasing stock levels, or launching into new markets.
Once you’re ready, your dedicated Account Manager will take the time to understand your goals, shortlist suitable lenders, and help secure a tailored offer — often within 24 hours. Funds are typically released within 48 hours of acceptance, so you can move quickly and stay ahead.
You can also explore our handy tools to support your decision-making — including our repayment calculators to estimate monthly costs, and our eligibility checker for a quick, commitment-free check on your options.
Commercial Growth Loan Key Points
Funding from £10,000 up to several million.
Fixed monthly repayments over 1 to 7 years.
Use funds for hiring, marketing, stock, R&D, premises, or expansion.
Origin are a finance broker and we will pair you with the most suitable lender on our panel.
Settle early or make overpayments at any time.
Unsecured and secured options available.
Growth Loans FAQs
Am I eligible for a growth loan?
Do I need to offer security?
How fast can I get the funds?
How much can I borrow?
What can a growth loan be used for?
What different finance solutions does Origin offer?
What’s the difference between a growth loan and a standard business loan?
