Short-Term Loans
When time is tight and cash is needed fast, short-term loans provide a quick injection of capital to keep your business moving. Whether you’re covering a VAT bill, tax bill, managing seasonal pressures, or handling an unexpected cost, this type of funding is built to tackle immediate challenges without tying you into a long-term commitment.
Short-term loans offer fixed, fast access to working capital — typically over 3 to 12 months — and can be used however your business needs.
Funding for Short-Term Needs
Every business encounters shortfalls or time-sensitive demands, from urgent supplier payments and VAT or corporation tax bills, through to bridging gaps in cashflow or seizing short-term opportunities.
A short-term loan lets you handle these pressures without derailing your long-term plans. With fixed repayments over a few months, you can resolve immediate obligations while keeping your cashflow under control.
Are high upfront costs pricing your business out of Short-Term Loans? Distributing payments over a period of time could help significantly.
How Does a Short-Term Loan Work?
Short-term loans sit within our wider Business Loan range and are ideal for temporary needs. They’re usually unsecured, with fast decisions — and where eligible, can be supported by the Government-backed Growth Guarantee Scheme for added confidence.
Once you’re ready, your Account Manager will assess your requirement, compare lenders, and guide you through to offer. Once accepted, funds are typically released within 24–48 hours
You can also explore our handy resources to support your decision-making — including our repayment calculators to estimate monthly costs, and our eligibility checker for a quick, commitment-free check on potential funding options.
Short-Term Loan Key Points
Funding from £10,000 to £2,000,000 over 3 to 12 months.
Use for unexpected costs, VAT bill, tax bills, supplier payments, or bridging gaps.
Fixed monthly repayments with fast approvals.
Settle early or make overpayments at any time.
Origin are a finance broker and we will pair you with the most suitable lender on our panel.
Short-Term Loans FAQs
Am I eligible for a short-term loan?
Can I repay the loan early?
Do I need to offer security?
How fast can I get the funds?
How much can I borrow?
What can a short-term loan be used for?
What different finance solutions does Origin offer?
What’s the difference between a short-term loan and a business loan?
