Commercial Vehicle Finance
Commercial vehicles play a huge role in a company. Primarily used to transport goods or people, business owners have to ensure their vehicles are practical and safe to run.
Depending on your circumstances, you may not have the money or the time to raise capital to purchase vehicles outright. This is when a flexible payment option can help keep you on the road.
Funding for Commercial Vehicles
Whether you’re acquiring HGVs, LCVs, recovery trucks, or custom-bodied vehicles, purchasing commercial vehicles can be a major investment. Asset finance allows you to spread the cost over time — usually at lower rates than a business loan — and often with added tax benefits.
At Origin, we work with over 120 lenders to provide tailored funding solutions for new and used commercial vehicles from £10,000 upwards. Our flexible options help you secure the vehicles your business needs without tying up valuable capital or impacting cash flow.
If you’re considering refinancing existing vehicles to release equity, check out our article: Everything your business needs to know about refinance. We’ll help keep your fleet moving — and your finances running efficiently.
Are high upfront costs preventing you from funding the vehicles your business needs? Distributing payments over a period of time could help significantly – explore our funding options today.
How Does Financing for Commercial Vehicles Work?
Whether you need a van, truck, pickup, or specialist vehicle, there are several ways to fund it through your business. Asset Finance is typically used for new or used vehicles, spreading the cost with fixed monthly repayments. Business Loans can help you buy the vehicle outright without tying the funding to the asset. Refinance can unlock equity from commercial vehicles already owned by your business.
Once you’re ready, your Account Manager will compare lenders, secure a tailored offer, and guide you through the process step by step. We’ll ensure everything runs smoothly — from paperwork to payout — with funding often available within 24 hours.
To support your decision-making, try our repayment calculators for a quick cost estimate or use our eligibility checker for a fast, commitment-free assessment of your funding options.
Commercial Vehicle Business Finance Key Points
Commercial vehicle finance is a turnkey solution that covers the entire cost, including any optional extras and bespoke vehicle add-ons.
A deposit is not required, and you can make overpayments or settle at any stage.
Vehicles can be new or used with no age restrictions.
Commercial vehicle finance can be spread over 2 – 7 years.
The lender makes payment directly to the supplier(s) of your choice.
Origin is a finance broker, and we will pair you with the most suitable lender on our panel.
Commercial Vehicle Finance FAQs
Can I finance commercial vehicles that I already own?
Can I fund used vehicles with commercial vehicle finance?
Can Origin cover the entire cost of commercial vehicles?
Can you get finance for commercial vehicles?
How do I know whether I’m eligible for commercial vehicle finance?
What different finance solutions does Origin offer?
What type of finance is best for commercial vehicles?
Finance for vehicles
What different commercial vehicles can Origin help to fund?
We offer funding solutions for commercial vehicles of all shapes and sizes, across a multitude of sectors.
