Commercial Vehicle Finance

Commercial vehicles play a huge role in a company. Primarily used to transport goods or people, business owners have to ensure their vehicles are practical and safe to run.

Depending on your circumstances, you may not have the money or the time to raise capital to purchase vehicles outright. This is when a flexible payment option can help keep you on the road.

Finance Options for Commercial Vehicles

Using asset finance to purchase commercial vehicles is the most common choice. It’s normally a cheaper option than business loans, as the security is in the vehicle(s) being financed. Asset finance can also provide significant tax advantages. Origin will finance any new or used vehicle with a cost of £10,000 upwards.

Our range of products spreads the cost of essential vehicles, including HGVs, LCVs, recovery trucks, custom body vehicles, coaches, and minibuses, without tying up valuable working capital.

Are high upfront costs preventing you from funding the vehicles your business needs? Distributing payments over a period of time could help significantly – explore our funding options today.

How Does Commercial Vehicle Finance Work?

No matter the type or number of vehicles you need, Origin can make payment to any supplier(s) of your choice and fund the purchase over a period of between two and seven years. We partner with a panel of over 120 lenders, allowing us to provide you with the right financial solution.

Commercial vehicle finance is seen as a quick and easy option to help business owners keep things moving. Our finance packages also cover the costs of optional extras and bespoke vehicle add-ons such as ply lining, tail lifts, racking, winches and cranes under one fixed monthly repayment.

Commercial Vehicle Finance Key Points

Commercial vehicle finance is a turnkey solution that covers the entire cost, including any optional extras and bespoke vehicle add-ons.

A deposit is not required, and you can make overpayments or settle at any stage.

Vehicles can be new or used with no age restrictions.

Commercial vehicle finance can be spread over 2 – 7 years.

The lender makes payment directly to the supplier(s) of your choice.

Origin is a finance broker, and we will pair you with the most suitable lender on our panel.

Commercial Vehicle Finance FAQs

Can I finance commercial vehicles that I already own?

Can I fund used vehicles with commercial vehicle finance?

Can Origin cover the entire cost of commercial vehicles?

Can you get finance for commercial vehicles?

How do I know whether I’m eligible for commercial vehicle finance?

What different finance solutions does Origin offer?

What type of finance is best for commercial vehicles?

Case Studies