
Furniture Finance
First impressions mean everything to a business. From impressing clients to helping new starters feel comfortable, creating the best aesthetics with your furniture can make all the difference. It can also boost efficiency and overall employee and customer satisfaction!
By investing in furniture such as tables, desks, chairs, and sofas, you can build a productive and enjoyable environment. With furniture finance, there’s no delay in designing a premium look and feel for your brand.

Funding for Commercial Furniture
Furnishing a workspace, hospitality venue, or customer-facing environment can be a major expense — but it doesn’t have to drain your capital. Commercial furniture finance allows you to spread the cost of desks, chairs, counters, booths, and more, without compromising on style or function.
Whether you’re fitting out a new office, refurbishing a restaurant, or upgrading a reception area, we can help fund the full setup. Origin can fund everything from ergonomic seating and collaborative workspaces to café tables, soft seating, and bespoke furniture items.
By converting large, upfront costs into fixed monthly repayments, you maintain valuable cash flow and protect your budget for other growth opportunities. With tailored funding and fast approvals, Origin Finance helps you create the right environment for your staff, clients, or customers — without financial strain.
Are high upfront costs pricing your business out of the furniture you need? Distributing payments over a period of time could help significantly.
How Does Financing for Furniture Work?
Furniture for offices, shops, or commercial premises is often funded using Asset Finance, especially when purchasing in bulk. Business Loans work well for refurbishing or repairing existing furniture. Fit-Out Finance can help if you’re redesigning the entire layout or upgrading interiors. Did you know, some furniture purchases may also be supported by Government Funding through the Growth Guarantee Scheme?
Once you’re ready, your Account Manager will compare lenders, secure a tailored offer, and guide you through the simple steps. Funding can often be approved and ready to release within 24 hours.
You can also explore our tools to support your decision-making — including our repayment calculators to get a clear idea of costs, and our eligibility checker for a quick, commitment-free check on potential funding options.

Furniture Business Finance Key Points
Split the cost of furniture into fixed monthly payments.
Make overpayments or settle at any stage to pay off your equipment quicker.
No deposit is required.
Furniture finance can be spread across 2 – 5 years.
The lender pays the supplier(s) of your choice, and can match their agreed payment terms.
Origin are a finance broker, and we will pair you with the most suitable lender on our panel.
Furniture Finance FAQs
Can I fund used furniture?
Can you get furniture on finance?
Does the lender cover the entire cost of furniture finance?
How do I know whether I’m eligible for furniture finance?
How does furniture finance work?
What different finance solutions does Origin offer?
What type of finance is best for furniture?
Finance for Equipment
What equipment can Origin help to fund?
We can help businesses to fund equipment of all shapes and sizes, across a wide range of sectors.