Machinery & Tooling Finance

A common hurdle in launching or expanding a business is restricted access to the right equipment. Sound familiar? So, when purchasing or hiring costs impact profitability, what’s the solution?

Machinery and tooling finance is a cost-effective option for businesses. Giving them access to the tools and machinery they need to fulfil their services without impacting cash flow or breaking the bank.

Funding for Machinery and Tooling

From CNC machines and printing presses to specialist tooling, 3D printers, and industrial moulds — having the right equipment is crucial to productivity. Machinery and tooling finance allows you to access high-value assets without tying up large amounts of capital, keeping your businesses cash flow healthy.

Whether you’re upgrading outdated kit, expanding production, or investing in new tech to stay competitive, we’ll help you secure tailored funding that fits your needs. Finance can cover both new and used machinery, as well as specialised tooling for short-term projects or long-term use.

With access to over 120 lenders, Origin delivers flexible solutions — including fixed terms and seasonal payments. We handle everything from comparisons to paperwork, so you can stay focused on growing your business. We’ve also written a useful article about finance options for the manufacturing industry.

Are high upfront costs pricing your business out of machinery & tooling equipment? Distributing payments over a period of time could help significantly.

How Does Financing for Machinery and Tooling Work?

The most common finance option to fund Machinery and Tooling is Asset Finance, as the equipment acts as security. Business Loans work well for repairs or refurbishments to equipment you already own. Fit-Out Finance can help if you need to adapt your premises to accommodate your new machinery. Did you know, you can also use Refinance to release equity from machinery you already own.

Once you’re ready, your Account Manager will compare lenders, secure a tailored offer, and guide you through the simple steps. Funding can often be approved and ready to release within 24 hours.

You can also explore our tools to support your decision-making — including our repayment calculators to get a clear idea of costs, and our eligibility checker for a quick, commitment-free check on potential funding options.

Machinery and Tooling Business Finance Key Points

Split the cost of machinery or tools into affordable monthly payments.

Make overpayments at any stage to pay off your agreement quicker.

A deposit is not required for machine and tooling finance.

Machine and tooling finance can be spread over a period of between 2 – 7 years.

Origin are a finance broker, and we will pair you with the most suitable lender on our panel.

Machine and Tooling Finance FAQs

Can I finance machinery & tooling that I already own?

Can I fund used machinery & tooling equipment?

Can Origin Finance cover the entire cost of machinery and tooling?

Can you get machinery and tooling on finance?

How do I know whether I’m eligible for machinery and tooling finance?

How does machinery & tooling finance work?

What different finance solutions does Origin offer?

What type of loan is best for machinery and tooling finance?