Garage & MOT Equipment Finance
To ensure vehicles are in the best condition, mechanics require high-performing, specialist equipment. With so many different makes, models and classifications, equipment has never been in higher demand, with cost at an all-time high.
From MOT bays and vehicle lifts to air compressors, charging stations and ramps, we help mechanics and garage owners purchase the big and little items that deliver a top-class service.
Finance Garage & MOT Equipment
Whether you’re launching a new garage or upgrading outdated kit, investing in quality equipment is essential for delivering reliable, compliant MOTs and vehicle repairs. From vehicle lifts and brake testers to diagnostics and emissions systems, equipment finance helps you get what you need — without the upfront strain on cash flow.
With so many costs to juggle, it’s risky to tie up savings in one place. Financing garage or MOT equipment lets you spread the cost over manageable monthly repayments, keeping working capital free for other business priorities and unexpected costs.
We work with over 120 specialist lenders to provide tailored funding options with clear, fixed monthly repayments. Our team will secure the right facility, tailored to your needs — helping you keep your garage running smoothly.
Many businesses are priced out of these benefits, as they have to pay for Garage & MOT Equipment up front. Distributing payments over a period of time, therefore, makes funding solar tech significantly easier.
How Does Garage & MOT Equipment Finance Work?
Garage and MOT equipment is typically funded using Asset Finance, as the equipment itself acts as security. Business Loans are ideal for refurbishing existing equipment, moving premises or covering training costs. Fit-Out Finance can help if you’re reconfiguring your workshop or refurbishing your reception area. Did you know, you can also use Refinance to release equity from equipment you already own?
Once you’re ready, your Account Manager will compare lenders, secure a tailored offer, and guide you through the simple steps. Funding can often be approved and ready to release within 24 hours.
You can also explore our tools to support your decision-making — including our repayment calculators to get a clear idea of costs, and our eligibility checker for a quick, commitment-free check on potential funding options.
Garage & MOT Equipment Finance Key Points
Split the cost of garage & MOT equipment into fixed monthly payments.
Make overpayments or settle at any stage to pay off your equipment quicker.
No deposit is required.
Garage & MOT equipment finance can be spread across 2 – 7 years.
The lender pays the supplier(s) of your choice, and can match their agreed payment terms.
Origin are a finance broker, and we will pair you with the most suitable lender on our panel.
Garage & MOT Equipment Finance FAQs
Can I finance vehicles and equipment that I already own?
Can I fund used garage & MOT equipment?
Can you get garage & MOT equipment on finance?
Does the lender cover the entire cost of garage & MOT equipment?
How do I know whether I’m eligible for garage & MOT equipment finance?
How does garage equipment finance work?
What different finance solutions does Origin offer?
What type of finance is best for garage & MOT equipment?
Finance for Equipment
What equipment can Origin help to fund?
We can help businesses to fund equipment of all shapes and sizes, across a wide range of sectors.
