Specialist Vehicle Conversion Finance
The number of specially converted vehicles on UK roads is at an all-time high and, given businesses’ focus on efficiency and productivity, this is only going to increase further.
Given how bespoke these vehicles are, it has historically been tricky to fund them, meaning businesses have had to pay large deposits. This has changed in recent times, with lenders adopting a much more commercial view and an increased willingness to fund with little or no deposit.
Funding for Specialist Vehicle Conversions
Whether you’re purchasing a pre-converted vehicle or upgrading a standard one to meet specific requirements, specialist conversions often come with a higher price tag. Asset finance can make this more manageable by spreading the cost over time — and typically offers lower rates than traditional business loans.
At Origin, we understand the unique funding needs of businesses requiring converted vehicles. With access to over 120 lenders, we offer tailored finance solutions with fixed monthly repayments, helping you protect your cash flow and maintain flexibility.
If you’re looking to release equity from a vehicle you’ve already converted, take a look at our article: Everything your business needs to know about refinance. We’re here to help you stay on the road — and in control.
Are high upfront costs preventing you from funding the vehicles your business needs? Distributing payments over a period of time could help significantly – explore our funding options today.
How Does Financing for Specialist Vehicle Conversions Work?
Specialist vehicle conversions — from mobile coffee vans to refrigerated lorries including the branding and accessories— can be funded using Asset Finance. Business Loans are ideal for bespoke or multi-stage projects, while Refinance can help release equity from existing vehicles to reinvest into new conversions.
Once you’re ready, your Account Manager will compare lenders, secure a tailored offer, and guide you through the process. Funding can often be approved and ready to release within 24 hours, depending on your requirements.
To support your decision-making, you can use our repayment calculators for a clear view of monthly costs, and our eligibility checker to see your options with no obligation.
Specialist Vehicle Conversion Business Finance Key Points
Vehicle conversion finance is a turnkey solution that covers the entire conversion.
A deposit is not required, and you can make overpayments or settle at any stage.
Vehicles can be new or used with no age restrictions.
Commercial vehicle finance can be spread over 2 – 7 years.
The lender makes payment directly to the supplier(s) of your choice.
Origin is a finance broker, and we will pair you with the most suitable lender on our panel.
Specialist Vehicle Conversion Finance FAQs
Can I fund used vehicles with vehicle conversion finance?
Can Origin cover the entire cost of a vehicle conversion?
Can you get finance for vehicle conversions?
How do I know whether I’m eligible for vehicle conversion finance?
What different finance solutions does Origin offer?
What type of finance is best for vehicle conversion?
Finance for vehicles
What different commercial vehicles can Origin help to fund?
We offer funding solutions for commercial vehicles of all shapes and sizes, across a multitude of sectors.
