Restaurant & Takeaway Fit-out Finance

Successful eateries offer much more than just food and drink. They create the right ambience, providing the perfect environment for their customers. That’s what keeps people coming back time and time again.

But fit-outs require high-end catering equipment, furniture, and fixtures and fittings. Add into the mix other hidden costs such as surveys, interior design, and energy bills, and the costs involved soon stack up.

For restaurant and takeaway owners, fit-out finance can help make it all possible.

Funding for Restaurant & Takeaway Fit-outs

Whether you’re looking to open your first eatery, are opening your next franchise location, or want to refresh a dated site, fit-out funding enables you to achieve your goals without requiring any large cash outlay.

Fit-out funding can cover bespoke furniture, bars, signage, partitioning, catering equipment, decorating costs, HVAC, and audio-visual equipment.

Are high upfront costs preventing you from funding your fit-out? Distributing payments over a period of time could help significantly – explore our funding options today.

How Does Restaurant & Takeaway Fit-out Finance Work?

At Origin, our team is by your side throughout the entire process and beyond. A fit-out usually consists of multiple suppliers, all with their own payment terms and delivery timescales. Our fit-out finance experts can assist with any requirement of £10,000 and above, and will liaise with your suppliers and handle the agreed stage payments, so you can focus on your business.

With access to a panel of over 120 lenders, many of whom are specialist fit-out finance providers, we’ll find a solution that works for your budget and requirements. The lender will make payment directly to the suppliers of your choice, and you repay the lender monthly over a period of between two and five years.

Restaurant & Takeaway Fit-out Finance Key Points

Restaurant fit-out fiance makes the cost of upgrading and renovating more affordable.

Fit-out finance is a turnkey solution that covers the entire fit-out costs, including building works and decorating.

A deposit is not required, and you can make overpayments or settle at any stage.

Origin are a finance broker, and we will pair you with the most suitable lender on our panel.

The lender pays the supplier(s) of your choice, and mirrors their agreed payment terms.

Restaurant fit out finance can be spread over 2 – 5 years.

Restaurant & Takeaway Fitout Finance FAQs

Can I fund used equipment with fit-out finance?

Can Origin Finance cover the entire cost of a restaurant fit-out?

Can you get finance for a restaurant or takeaway fit-out?

How do I know whether I’m eligible for fit-out finance?

How does fit-out funding work?

What different finance solutions does Origin offer?

What type of finance is best for restaurant fit-outs?

Case Studies