Successful eateries offer much more than just food and drink. They create the right ambience, providing the perfect environment for their customers. That’s what keeps people coming back time and time again.
But fit-outs require high-end catering equipment, furniture, and fixtures and fittings. Add into the mix other hidden costs such as surveys, interior design, and energy bills, and the costs involved soon stack up.
For restaurant and takeaway owners, fit-out finance can help make it all possible.
Whether you’re looking to open your first eatery, are opening your next franchise location, or want to refresh a dated site, fit-out funding enables you to achieve your goals without requiring any large cash outlay.
Fit-out funding can cover bespoke furniture, bars, signage, partitioning, catering equipment, decorating costs, HVAC, and audio-visual equipment.
Are high upfront costs preventing you from funding your fit-out? Distributing payments over a period of time could help significantly – explore our funding options today.
How Does Restaurant & Takeaway Fit-out Finance Work?
At Origin, our team is by your side throughout the entire process and beyond. A fit-out usually consists of multiple suppliers, all with their own payment terms and delivery timescales. Our fit-out finance experts can assist with any requirement of £10,000 and above, and will liaise with your suppliers and handle the agreed stage payments, so you can focus on your business.
With access to a panel of over 120 lenders, many of whom are specialist fit-out finance providers, we’ll find a solution that works for your budget and requirements. The lender will make payment directly to the suppliers of your choice, and you repay the lender monthly over a period of between two and five years.
With Origin you can fund any requirement above £10,000. The equipment can be new and used.
Can Origin Finance cover the entire cost of a restaurant fit-out?
Yes! Origin provides a turnkey finance solution to cover the entire fit-out cost. Not only can you fund the catering equipment and furniture, but we can also fund building works, decorating costs, signage, HVAC, and security equipment into one fixed monthly repayment. We can easily accommodate multiple suppliers and adhere to the payment terms you have agreed with them.
Can you get finance for a restaurant or takeaway fit-out?
Yes! We offer finance to businesses to help fund restaurant or takeaway fit-outs. Whether you’re launching your first food eatery, opening your next franchise location, or refreshing an outdated site, we’ve got the panel of lenders to help make this happen. This can include complete renovations, equipment purchases, furniture upgrades, and any design and decoration needs. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for fit-out finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does fit-out funding work?
At Origin, we understand you’re often dealing with many different suppliers during a fit-out. We are happy to make payments to as many suppliers as needed, all chosen by you, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery, and 10% on install).
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for restaurant fit-outs?
Asset finance and business loans are generally the most utilised types of finance to support eateries looking to fund fit-outs. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin Finance, we can help determine the right type of finance for you.
Finance for fit-outs
What types of fit-outs can Origin help to fund?
We offer a range of finance solutions to help fund fit-outs of all shapes and sizes, and across every sector.
