Studies have proven that a great working environment has a positive impact on productivity, staff morale, and business profitability. It also creates a great first impression on your visitors.
Businesses that haven’t budgeted for an office revamp are missing out on these benefits. Luckily, many financial options are available, which can help spread the costs of a fit-out without stretching your budget.
Whether you run a small start-up or a multi-site operation, funding is available for office fit-outs of all shapes and sizes. Covering everything from flooring and lighting to building works and tech infrastructure, office fit out finance could provide you with the flexibility you need.
Origin can fund any requirement of £10,000 and above over a period of up to five years, with fixed monthly repayments. This allows you to get the look and feel you want for your workplace whilst keeping your cash flow protected.
Are high upfront costs preventing you from funding your fit-out? Distributing payments over a period of time could help significantly – explore our funding options today.
The team at Origin will remain by your side throughout the entire process and beyond. A fit-out usually consists of multiple suppliers, all with their own payment terms and delivery timescales. Our fit-out finance experts can assist with any requirement of £10,000 and above, and will liaise with your suppliers and handle the agreed stage payments, so you can focus on your business.
With access to a panel of over 120 lenders, many of whom are specialist fit-out finance providers, we’ll find a solution that works for your budget and requirements. The lender will make payment directly to the suppliers of your choice, and you’ll repay the lender monthly over a period of between two and five years.
With Origin you can fund any requirement above £10,000 and the equipment can be new and used.
Can Origin Finance cover the entire cost of an office fit-out?
Yes! Origin provides a turnkey finance solution to cover the entire fit-out cost. Not only can you fund the equipment and furniture, but also fund building works, decorating costs, signage, HVAC, and security equipment under one fixed monthly repayment. We can easily accommodate multiple suppliers and adhere to the payment terms you have agreed with them.
Can you get finance for an office fit-out?
Yes! We offer finance to businesses to help fund office fit-outs. Whether you’re launching your first business, expanding into larger offices, or refreshing an outdated workplace, we’ve got the panel of lenders to make it happen. This can include complete renovations, equipment purchases, furniture upgrades, and any design and decoration needs. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for office fit-out finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does fit-out funding work?
At Origin, we understand you’re often dealing with many different suppliers during a fit-out. We are happy to make payments to as many suppliers as needed, all chosen by you, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery, and 10% on install).
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for an office fit-out?
Asset finance and business loans are generally the most utilised types of finance to support businesses looking to fund office fit outs. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Finance for fit-outs
What types of fit-outs can Origin help to fund?
We offer a range of finance solutions to help fund fit-outs of all shapes and sizes, and across every sector.