Retail Fit-out Finance
On a busy, competitive high street, grabbing people’s attention is key to getting them in the door. But when cash flow is tight, how can you make your retail store stand out?
From eye-catching furniture to easy-to-browse displays, there are many ways to enhance your store, brand, and overall shopping experience. That’s where retail fit-out funding comes in – whether you’re a deli, fashion outlet, convenience store, or car showroom.
Funding for Fitting Out Retail Stores
Whether you’re opening your first convenience store, expanding your franchise operation, or giving a tired space a fresh new look, retail fit-out finance can help you get started without the burden of large upfront costs. It’s a smart way to bring your store to life while preserving cash flow.
At Origin, we offer tailored funding solutions for fit-out projects of £10,000 and above, with terms of up to five years. Fixed monthly repayments help you stay on budget while your store evolves into a modern, customer-ready space.
Fit-out finance can support every element of your shop transformation — from essential equipment to building works, bespoke fixtures, signage, and more. For a deeper dive, check out our article: Everything you need to know about retail finance. It’s all about creating the right environment for your customers, without the financial strain.
Are high upfront costs preventing you from funding your fit-out? Distributing payments over a period of time could help significantly – explore our funding options today.
How Does Financing for Retail
Fit-outs Work?
Retail businesses often use Asset Finance to fund shelving, counters, EPOS systems, lighting, and interior fittings. Business Loans are ideal for covering legal fees, rent deposits, stock and launch costs. Whether you’re opening your first store or rolling out a new location under a symbol group, we support both Start-Ups and Franchise operators with tailored funding solutions to match your growth plans.
Once you’re ready, your Account Manager will compare lenders, secure a tailored offer, and guide you through every step of the process. With access to over 120 trusted lenders, funding can often be approved and ready to release within 24 hours.
To support your financial planning, take advantage of our online tools — use our repayment calculators to explore monthly costs and our eligibility checker to quickly assess your funding options with no commitment.
Retail Fit-out Business Finance Key Points
Fit-out finance is a turnkey solution that covers the entire fit-out costs, including building works and decorating.
A deposit is not required, and you can make overpayments or settle at any stage.
Origin is a finance broker, and we will pair you with the most suitable lender on our panel.
The lender pays the supplier of your choice, and you repay the lender in fixed monthly payments.
Retail fit-out finance can be spread over 2 – 7 years.
Retail Fit-out Finance FAQs
Can I fund used equipment with fit-out finance?
Can Origin Finance cover the entire cost of a retail fit-out?
Can you get finance for a retail fit-out?
How do I know whether I’m eligible for retail fit-out finance?
How does fit-out funding work?
What different finance solutions does Origin offer?
What type of finance is best for private hire?
Finance for fit-outs
What types of fit-outs can Origin help to fund?
We offer a range of finance solutions to help fund fit-outs of all shapes and sizes, and across every sector.
