Franchise Fit-out Finance

When you invest in a franchise, you want to ensure it has the best possible start. An efficient, inviting, and purposeful working environment can help you achieve precisely that.

Whether you’re a franchisee of Subway, Specsavers, Costa Coffee, McDonalds, Spar, Energie Fitness, or Fireaway Pizza (to name a few), franchise fit-out funding can help you bring to life the space you need to thrive.

Funding for Fitting out a Franchise

Whether you’re launching your first franchise, growing an established portfolio, or updating an existing location to meet new brand guidelines, fit-out funding can help you stay on track without heavy upfront costs. It’s a flexible, scalable solution that supports consistent brand rollout while protecting your cash flow.

At Origin, we understand the unique pressures of franchise operations — from strict launch timelines to maintaining brand standards across multiple locations. We work with over 120 lenders to offer tailored funding solutions with fixed monthly repayments and terms of up to seven years.

Fit-out finance can cover every part of the process, including flooring, lighting, building works, bespoke signage, and more. With the right funding in place, you can focus on delivering a seamless and consistent customer experience across every franchise location.

Are high upfront costs creating challenges for your franchise? Distributing payments over a period of time could help significantly – explore our funding options today.

How Does Financing for a Franchise Fit-out Work?

Franchise businesses often use Asset Finance to fund shopfitting, furniture, digital displays, and brand-approved equipment. Business Loans are ideal for covering franchise fees, lease deposits, and initial stock. Whether you’re launching your first location or rolling out multiple sites, we support both Start-Ups and Franchise operators with tailored finance packages designed to align with franchisor requirements and launch timelines.

Once you’re ready, your Account Manager will compare lenders, secure a tailored offer, and guide you through each step of the process. With access to over 120 trusted lenders, funding can often be approved and ready to release within 24 hours.

To support your financial planning, take advantage of our online tools — use our repayment calculators to explore monthly costs and our eligibility checker to quickly assess your funding options with no commitment.

Franchise Fit-out Business Finance Key Points

Fit-out finance is a turnkey solution that covers the entire fit out-costs, including building works and decorating.

A deposit is not required, and you can make overpayments or settle at any stage.

Origin is a finance broker, and we will pair you with the most suitable lender on our panel.

The lender pays the supplier(s) of your choice, and will mirror their agreed payment terms.

Franchise fit out finance can be spread over 2 – 7 years.

Franchise Fit-out Finance FAQs

Can you get franchise fitouts on finance?

How do I know whether I’m eligible for franchise fitout finance?

What different finance solutions does Origin offer?