Restaurant & Takeaway Fit-out Finance
Successful eateries offer much more than just food and drink. They create the right ambience, providing the perfect environment for their customers. That’s what keeps people coming back time and time again.
But fit-outs require high-end catering equipment, furniture, and fixtures and fittings. Add into the mix other hidden costs such as surveys, interior design, and energy bills, and the costs involved soon stack up.
For restaurant and takeaway owners, fit-out finance can help make it all possible.
Funding for Fitting Out Restaurants & Takeaways
Whether you’re launching your first eatery, expanding into a new franchise location, or giving a tired space a fresh look, fit-out funding helps you bring your vision to life without draining your working capital. It allows you to focus on the grand opening — not the upfront costs.
At Origin, we understand the challenges hospitality businesses face during setup or refurbishment. We work with over 120 lenders to provide tailored finance solutions with fixed repayments, helping you stay on budget and in control.
Fit-out funding can cover everything from bespoke furniture and signage to catering equipment, décor, lighting, HVAC systems, and even AV installations. It’s a smart way to fund your full restaurant or takeaway transformation without putting pressure on your cash flow.
Are high upfront costs preventing you from funding your fit-out? Distributing payments over a period of time could help significantly – explore our funding options today.
How Does Financing for Restaurant & Takeaway Fit-outs Work?
Restaurants and takeaways often use Asset Finance to fund commercial kitchen equipment, counters, seating, and front-of-house installations. Business Loans are ideal for covering design fees, signage, stock, or working capital. If you’re opening a new site or operating under an established brand, we also support Franchises and Start-Ups with tailored funding packages designed to match your launch timeline.
Once you’re ready, your Account Manager will compare lenders, secure a tailored offer, and guide you through every step of the process. With access to over 120 trusted lenders, funding can often be approved and ready to release within 24 hours.
To support your financial planning, take advantage of our online tools, use our repayment calculators to explore monthly costs, and try our eligibility checker to quickly assess your funding options with no commitment.
Restaurant & Takeaway Fit-out Business Finance Key Points
Restaurant fit-out fiance makes the cost of upgrading and renovating more affordable.
Fit-out finance is a turnkey solution that covers the entire fit-out costs, including building works and decorating.
A deposit is not required, and you can make overpayments or settle at any stage.
Origin are a finance broker, and we will pair you with the most suitable lender on our panel.
The lender pays the supplier(s) of your choice, and mirrors their agreed payment terms.
Restaurant fit out finance can be spread over 2 – 5 years.
Restaurant & Takeaway Fitout Finance FAQs
Can I fund used equipment with fit-out finance?
Can Origin Finance cover the entire cost of a restaurant fit-out?
Can you get finance for a restaurant or takeaway fit-out?
How do I know whether I’m eligible for fit-out finance?
How does fit-out funding work?
What different finance solutions does Origin offer?
What type of finance is best for restaurant fit-outs?
Finance for fit-outs
What types of fit-outs can Origin help to fund?
We offer a range of finance solutions to help fund fit-outs of all shapes and sizes, and across every sector.
