
Start-Up Franchise Business Finance
Acquiring a business franchise is a fantastic opportunity for individuals to build something for themselves, but high upfront costs often pose real challenges. With flexible franchise finance solutions, we make it possible.
Whether you’re a franchisor or franchisee, we offer various financial services tailored to your requirements, ensuring you have the capital to invest in your chosen business and future success.

Funding for New Franchisees
At Origin, we’ve helped launch franchisees across well-known brands including Subway, Specsavers, Costa Coffee, McDonald’s, Spar, and Energie Fitness. Whether you’re joining a household name or an emerging franchise, we understand the unique funding needs of start-up franchise businesses.
Getting started often involves high upfront costs — from franchise fees and deposits to training, marketing, and staffing. We work with over 120 lenders, including those specialising in franchise funding, to help you spread costs with fixed monthly repayments over terms of up to seven years.
If you’re planning your launch, take a look at our useful article: The finance options available for starting a new business. We’ll help you access the support you need to get up and running with confidence.
Are high upfront costs creating challenges for your franchise? Distributing payments over a period of time could help significantly – explore our funding options today.
How Does Financing for New Start Franchisees Work?
Start-up franchisees often use Asset Finance to fund equipment, machinery, or technology required by the franchisor. Business Loans are ideal for franchise fees, launch costs, stock, or marketing. Vehicle Finance can help if your franchise model involves transport, deliveries, or mobile services. Did you know, Fit-Out Finance is also available if you’re setting up new offices or opening a retail outlet?
Once you’re ready, your Account Manager will compare lenders, secure a tailored offer, and guide you through the simple steps. Funding can often be approved and ready to release within 24 hours.
You can also explore our tools to support your decision-making — including our repayment calculators to get a clear idea of costs, and our eligibility checker for a quick, commitment-free check on potential funding options.

Start-up Franchise Finance Key Points
Franchise finance spreads the cost of equipment, fit-outs, stock, and franchise fees with fixed monthly repayments.
Seasonal payments are available, so you pay more in your busy months and less in your quieter months to smooth cashflow.
A deposit is not required, and you can make overpayments or settle at any stage.
Origin is a finance broker, and we will pair you with the most suitable lender on our panel.
For asset finance, the lender will make payment to any supplier(s) of your choice and the equipment can be new or used.
For business loans and merchant cash advance, funds are paid directly into your bank account for you to use in the best way.
Franchise funding can be spread over a period of up to seven years.
Start-up Franchise Finance FAQs
Can I fund used equipment for a franchise business?
Can Origin cover the entire cost of a franchise start-up?
Can you get finance as a start-up franchisee?
Can you get finance if the franchise is brand new or new to the UK?
How do I know whether I’m eligible for franchise finance?
How do loans work for franchise businesses?
How does equipment finance for franchise businesses work?
What different finance solutions does Origin offer?
What type of finance is best for new franchises?
Finance for Start-Ups
What start-up businesses can Origin help?
We've worked with start-up businesses of all shapes and sizes, across a wide range of sectors.