Restaurants & Takeaways Finance

Opening the doors to your dream dining experience is exciting. However, behind those doors comes a lot of planning, hard work, and budgeting for the ins and outs of an eatery.

From purchasing commercial catering equipment and carrying out renovations, to daily operations and marketing, money can easily become stretched. Finance can boost your budget and fire up your ambitions for success.

Finance for Restaurants & Takeaways

Cafes, bars, food trucks, restaurants, and franchise takeaways – there are always high upfront costs and often unexpected invoices for businesses in the food industry, but we have the funding solutions here at Origin to keep you cooking on gas.

Origin provides asset finance to help fund everything from new and used catering equipment through to full restaurant fit-outs. Business loans, meanwhile, can cover legal fees, rent deposits, stock, and franchise fees. We can assist with any requirement of £10,000 upwards.

Are high upfront costs stunting your start-up’s growth? Distributing payments over a period of time could help significantly – explore our funding options today.

How Does Restaurant & Takeaway Finance Work?

Restaurant and takeaway finance includes many different products, such as hire purchase, finance lease, business loans, and merchant cash advance. To help mitigate the ever-increasing cost of equipment, consumables, and perishables, Origin allows you to spread the cost over a period of up to seven years with fixed monthly repayments.

Many of our lenders are specialists in funding eateries, with a good understanding of seasonality and market fluctuations. Should you choose to work with us at Origin, your dedicated account manager will match you with a lender whose terms and repayments suit your circumstances.

Restaurant & Takeaway Finance Key Points

Restaurant and takeaway business funding spreads the cost of equipment, fit-outs, consumables, and perishables with fixed monthly repayments.

Seasonal payments are available, meaning you can pay more in your busy months and less in your quieter months to smooth cashflow.

A deposit is not required, and you can make overpayments or settle at any stage.

Origin is a finance broker, and we will pair you with the most suitable lender on our panel.

For asset finance, the lender will make payment to any supplier(s) of your choice and the equipment can be new or used.

For business loans and merchant cash advance, funds are paid directly into your bank account for you to use however you see fit.

Restaurant and takeaway business finance can be spread over a period of up to seven years.

Restaurant & Takeaway Finance FAQs

Can I fund used equipment for a restaurant & takeaway business?

Can Origin cover the entire cost of restaurants & takeaways?

How do I know whether I’m eligible for restaurant or takeaway finance?

How do loans work for restaurant & takeaway businesses?

How do you get finance for a restaurant or takeaway start-up?

How does equipment finance for restaurant & takeaway businesses work?

What different finance solutions does Origin offer?

What type of finance is best for restaurants & takeaways?

Case Studies