Acquiring a business franchise is a fantastic opportunity for individuals to build something for themselves, but high upfront costs often pose real challenges. With flexible franchise finance solutions, we make it possible.
Whether you’re a franchisor or franchisee, we offer various financial services tailored to your requirements, ensuring you have the capital to invest in your chosen business and future success.
At Origin, we’ve funded franchises of all shapes and sizes. Whether you’re a franchisee of Subway, Specsavers, Costa Coffee, McDonalds, Spar, Energie Fitness, or something completely different, we have access to over 120 lenders including franchise specialists to help get your business off the ground.
Origin provides asset finance for new and used equipment through to full fit-outs, and business loans to cover legal fees, rent deposits, stock, and franchise fees. We can assist with any requirement of £10,000 upwards and payments can be spread over a period of up to seven years.
Are high upfront costs creating challenges for your franchise? Distributing payments over a period of time could help significantly – explore our funding options today.
Franchisee and franchisor finance encompasses many products, including hire purchase, finance lease, business loans, and merchant cash advance. To mitigate the ever-increasing cost of equipment, franchisee fees, and fit-outs, Origin allows you to spread the cost over a period of up to seven years with fixed monthly repayments.
We can provide a full turnkey finance solution to cover legal fees, equipment purchases, franchisee fees, rent deposits, premises fit-outs, and stock. Your dedicated account manager will match you with a lender whose terms and repayments suit your circumstances.
Can I fund used equipment for a franchise business?
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can Origin cover the entire cost of a franchise start-up?
Yes! Origin provides a turnkey finance solution to cover all your requirements. Whether you’re purchasing equipment or having a full fit-out, or you require legal fees, rent deposits, stock, or franchise fees, we can help get everything into one fixed monthly repayment. We can easily accommodate multiple suppliers (often stipulated by your franchisor), and adhere to the payment terms you have agreed with them.
Can you get finance as a start-up franchisee?
Yes! We can fund any new-start franchisee, regardless of whether you have any previous business experience. Whether you’re launching a Subway, Specsavers, Costa Coffee, McDonalds, Spar, Energie Fitness, or something else altogether, we’ve got the panel of lenders to make this happen. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
Can you get finance if the franchise is brand new or new to the UK?
Yes! At Origin we have funded many requirements for new and unproven franchises, both out-and-out new start and established overseas franchises looking to enter the UK market. Speak to an account manager at Origin today to understand the funding options available to you.
How do I know whether I’m eligible for franchise finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do loans work for franchise businesses?
The lender will release funds directly into your nominated business bank account. You can then use these funds within your business for purchasing stock, covering legal fees, rent deposits for new premises, or simply boosting working capital. You will then repay the lender in fixed monthly repayments over a period of up to seven years.
How does equipment finance for franchise businesses work?
At Origin, we are happy to make payment to as many suppliers as needed, all chosen by you or your franchisor, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery and 10% on installation) You will then repay the lender in fixed monthly repayments over a period of up to seven years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for new franchises?
Asset finance and business loans are generally the most utilised types of finance to support start-up franchise businesses looking to fund their new ventures. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Finance for Start-Ups
What start-up businesses can Origin help?
We've worked with start-up businesses of all shapes and sizes, across a wide range of sectors.
