On a busy, competitive high street, grabbing people’s attention is key to getting them in the door. But when cash flow is tight, how can you make your retail store stand out?
From eye-catching furniture to easy-to-browse displays, there are many ways to enhance your store, brand, and overall shopping experience. That’s where retail fit-out funding comes in – whether you’re a deli, fashion outlet, convenience store, or car showroom.
Whether you’re opening your first convenience store, adding to your existing franchise portfolio, or simply want to reenergise an outdated shop, fit-out funding can help you avoid substantial initial outlays. Origin can fund any fit-out requirement of £10,000 or above, over a period of up to five years.
Fit-out finance not only covers new and used equipment such as refrigeration, epos, and air conditioning, but also the less tangible elements like building works, suspended ceilings, bespoke display furniture, and signage.
Are high upfront costs preventing you from funding your fit-out? Distributing payments over a period of time could help significantly – explore our funding options today.
The team at Origin will remain by your side throughout the entire process and beyond. A fit-out usually consists of multiple suppliers, all with their own payment terms and delivery timescales. Our fit-out finance experts can assist with any requirement of £10,000 and above, and will liaise with your suppliers and handle the agreed stage payments, so you can focus on your business.
With access to a panel of over 120 lenders, many of whom are specialist fit-out finance providers, we’ll find a solution that works with your budget and requirements. The lender will make payment directly to the suppliers of your choice, and you’ll repay the lender monthly over a period between two and five years.
With Origin you can fund any requirement above £10,000. The equipment can be new and used.
Can Origin Finance cover the entire cost of a retail fit-out?
Yes! Origin provides a turnkey finance solution to cover the entire fit-out cost. Not only can you fund the equipment and furniture, but also the building works, decorating costs, signage, HVAC, and security equipment with one fixed monthly repayment. We can easily accommodate multiple suppliers and adhere to the payment terms you have agreed with them.
Can you get finance for a retail fit-out?
Yes! We offer finance to businesses to help fund retail fit-outs. Whether you’re launching your first convenience store, opening your next franchise location or refreshing an outdated shop, we’ve got the panel of lenders to make this happen. This can include complete renovations, equipment purchases, furniture upgrades, and any design and decoration needs. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for retail fit-out finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How does fit-out funding work?
At Origin, we understand you’re often dealing with many different suppliers during a fit-out. We are happy to make payments to as many suppliers as needed, all chosen by you, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery, and 10% on install).
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for private hire?
Asset finance and business loans are generally the most utilised types of finance to support retailers looking to fund fit-outs. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin Finance, we can help determine the right type of finance for you.
Finance for fit-outs
What types of fit-outs can Origin help to fund?
We offer a range of finance solutions to help fund fit-outs of all shapes and sizes, and across every sector.
As shopping behaviours fluctuate, retail owners must adapt to trends, seasons, and customer demands – finance for retail businesses can help keep money coming in without missing out on profitable opportunities.
For start-ups entering the retail industry, access to these types of funds isn’t always straightforward. By choosing a suitable finance option, there’s no delay in responding to market trends as you can get the funding you need while concentrating on your new business.
Whether you’re looking to open your first convenience store, supermarket, delicatessen, fashion outlet, online store, wholesaler, or electronics franchise, many suitable funding options are available to support your goals.
Origin provides asset finance for new in-store equipment through to full retail fit-outs, and business loans to cover legal fees, rent deposit, stock, and franchise fees. We can assist with any requirement of £10,000 upwards.
Are high upfront costs stunting your start-up’s growth? Distributing payments over a period of time could help significantly – explore our funding options today.
Retail business finance includes many competitive products such as hire purchase, finance lease, business loans, and merchant cash advance. With the price of equipment, stock, and marketing always increasing, Origin allows retailers to spread the cost over a period of up to seven years with fixed monthly repayments.
Here at Origin, we have access to a panel of over 120 lenders. Many of these lenders are specialists in funding retail businesses, meaning they understand seasonality and market fluctuations. If you choose to work with us, your dedicated account manager will match you with a lender whose terms and repayments suit your circumstances.
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can Origin cover the entire cost of retail needs?
Yes! Origin provides a turnkey finance solution to cover all your requirements. If you’re purchasing equipment or having a full fit-out, we can also fund building works, delivery, and installation with one fixed monthly repayment. We can easily accommodate multiple suppliers and adhere to the payment terms you have agreed with them.
Can you get finance for a start-up retail business?
Yes! We offer finance to retail businesses of all shapes and sizes. Whether you’re launching your first convenience store, supermarket, delicatessen, fashion outlet, online store, wholesaler, or electronics franchise, we’ve got the panel of lenders to make this happen. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for retail finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you, and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do loans work for retail businesses?
The lender will release funds directly into your nominated business bank account. You can then use these funds within your business in any way you see fit, such as to purchase stock, cover legal fees, or simply boost working capital. You will then repay the lender in fixed monthly repayments over a period of up to seven years.
How does equipment finance for retail businesses work?
At Origin we are happy to make payment to as many suppliers as needed, all chosen by you, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery and 10% on installation). You will then repay the lender in fixed monthly repayments over a period of up to seven years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for retail?
Asset finance and business loans are generally the most utilised types of finance to support retailers looking to fund their new ventures. The right kind of finance will depend on your operational needs and budget. After an initial conversation with Origin, we can help determine the right type of finance for you.
Finance for Start-Ups
What start-up businesses can Origin help?
We've worked with start-up businesses of all shapes and sizes, across a wide range of sectors.
