Opening the doors to your dream dining experience is exciting. However, behind those doors comes a lot of planning, hard work, and budgeting for the ins and outs of an eatery.
From purchasing commercial catering equipment and carrying out renovations, to daily operations and marketing, money can easily become stretched. Finance can boost your budget and fire up your ambitions for success.
Cafes, bars, food trucks, restaurants, and franchise takeaways – there are always high upfront costs and often unexpected invoices for businesses in the food industry, but we have the funding solutions here at Origin to keep you cooking on gas.
Origin provides asset finance to help fund everything from new and used catering equipment through to full restaurant fit-outs. Business loans, meanwhile, can cover legal fees, rent deposits, stock, and franchise fees. We can assist with any requirement of £10,000 upwards.
Are high upfront costs stunting your start-up’s growth? Distributing payments over a period of time could help significantly – explore our funding options today.
Restaurant and takeaway finance includes many different products, such as hire purchase, finance lease, business loans, and merchant cash advance. To help mitigate the ever-increasing cost of equipment, consumables, and perishables, Origin allows you to spread the cost over a period of up to seven years with fixed monthly repayments.
Many of our lenders are specialists in funding eateries, with a good understanding of seasonality and market fluctuations. Should you choose to work with us at Origin, your dedicated account manager will match you with a lender whose terms and repayments suit your circumstances.
Can I fund used equipment for a restaurant & takeaway business?
With Origin you can fund any requirement above £10,000, and the equipment can be new and used.
Can Origin cover the entire cost of restaurants & takeaways?
Yes! Origin provides a turnkey finance solution to cover all your requirements. If you’re purchasing equipment or having a full fit-out, we can also fund building works, delivery, and installation within one fixed monthly repayment. We can easily accommodate multiple suppliers and adhere to the payment terms you have agreed with them.
Can you get finance for a restaurant or takeaway start-up?
Yes! We offer finance to eateries of all shapes and sizes. Whether you’re launching cafes, bars, food trucks, restaurants, or franchise takeaways, we’ve got the panel of lenders to make this happen. Whether you know exactly what you need, or you’d prefer an initial chat as you work everything out, we’ll help as much as we can.
How do I know whether I’m eligible for restaurant or takeaway finance?
If you’re unsure whether you’d be eligible for our finance solutions, try our eligibility checker. We just need some basic information from you and you won’t have to enter any personal information. Alternatively, why not set up a discovery call with a member of the Origin team?
How do loans work for restaurant & takeaway businesses?
The lender will release funds directly into your nominated business bank account. You can then use these funds within your business in any way you see fit, such as to purchase consumables and perishables, cover legal fees and rent deposits for new premises, or simply boost working capital. You will then repay the lender in fixed monthly repayments over a period of up to seven years.
How does equipment finance for restaurant & takeaway businesses work?
At Origin we are happy to make payment to as many suppliers as needed, all chosen by you, whether they’re based in the UK or abroad. We will also mirror the payment terms you have agreed with your chosen suppliers (e.g. 50% deposit on order, 40% on delivery and 10% on installation). You will then repay the lender in fixed monthly repayments over a period of up to seven years.
What different finance solutions does Origin offer?
We offer a range of finance solutions to businesses of all shapes and sizes and in every sector: Government-backed lending schemes; asset and equipment finance, including finance lease and hire purchase; business loans; and refinance. We also provide expert guidance and insight into commercial finance and can support you with Government-backed funding options.
What type of finance is best for restaurants & takeaways?
Asset finance and business loans are generally the most popular types of finance for eateries looking to fund their new ventures. The right kind of finance will depend on your operational needs and budget, however, and we can help you to determine the right type of finance following an initial conversation.
Finance for Start-Ups
What start-up businesses can Origin help?
We've worked with start-up businesses of all shapes and sizes, across a wide range of sectors.
