Start-Up Restaurant & Takeaway Finance
Opening the doors to your dream dining experience is exciting. However, behind those doors comes a lot of planning, hard work, and budgeting for the ins and outs of an eatery.
From purchasing commercial catering equipment and carrying out renovations, to daily operations and marketing, money can easily become stretched. Finance can boost your budget and fire up your ambitions for success.
Funding for New Restaurants & Takeaways
Cafés, bars, food trucks, restaurants, and franchise takeaways — launching a food business comes with high upfront costs and plenty of surprise expenses. At Origin, we offer flexible funding to help you hit the ground running and stay on top of your cash flow.
Whether you’re purchasing new or used catering equipment, a full kitchen or restaurant fit-out, we’ll help you find the right funding solution to suit your budget. Finance can also cover design fees, architects fees, building works, and signage.
With funding available from £10,000 and access to specialist start-up lenders, we’ll help you find the right solution to bring your vision to life. We’ve written a useful article detailing the finance options available for start-up businesses.
Are high upfront costs stunting your start-up’s growth? Distributing payments over a period of time could help significantly – explore our funding options today.
How Does Financing for New Start Restaurants & Takeaways Work?
Start-up restaurants and takeaways often use Asset Finance to fund kitchen equipment, furniture, or POS systems. Business Loans are ideal for launch costs, stock, or marketing. Fit-Out Finance can help if you’re fitting out a new site or refurbishing an existing one. Did you know, Franchise Finance is available if you’re opening under an established brand?
Once you’re ready, your Account Manager will compare lenders, secure a tailored offer, and guide you through the simple steps. Funding can often be approved and ready to release within 24 hours.
You can also explore our tools to support your decision-making — including our repayment calculators to get a clear idea of costs, and our eligibility checker for a quick, commitment-free check on potential funding options.
Start-up Restaurant & Takeaway Business Finance Key Points
Spread the cost of equipment, fit-outs, consumables, and perishables with fixed monthly repayments.
Seasonal payments are available, meaning you can pay more in your busy months and less in your quieter months to smooth cashflow.
A deposit is not required, and you can make overpayments or settle at any stage.
Origin is a finance broker, and we will pair you with the most suitable lender on our panel.
For asset finance, the lender will make payment to any supplier(s) of your choice and the equipment can be new or used.
For business loans and merchant cash advance, funds are paid directly into your bank account for you to use however you see fit.
Restaurant and takeaway business finance can be spread over a period of up to seven years.
Restaurant & Takeaway Finance FAQs
Can I fund used equipment for a restaurant & takeaway business?
Can Origin cover the entire cost of restaurants & takeaways?
Can you get finance for a restaurant or takeaway start-up?
How do I know whether I’m eligible for restaurant or takeaway finance?
How do loans work for restaurant & takeaway businesses?
How does equipment finance for restaurant & takeaway businesses work?
What different finance solutions does Origin offer?
What type of finance is best for restaurants & takeaways?
Finance for Start-Ups
What start-up businesses can Origin help?
We've worked with start-up businesses of all shapes and sizes, across a wide range of sectors.
